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Ujjivan Small Finance Bank LtdOther BankINE551W01018Standalone₹56.81+0.06 (+0.11%)

Valuation

Market Cap₹10.99K Cr

TTM PE9.59x

Forward PE8.59x

PEG0.36

Book Value₹38.86

P/B1.46x

TTM EPS₹5.91

Fwd EPS₹6.60

TTM Revenue₹7.81K Cr

TTM PAT₹1.15K Cr

Last Qtr PAT₹365.05 Cr

Profitability

ROE15.26%

ROCE12.00%

TTM NPM14.72%

Curr OPM14.91%

Last OPM13.88%

Curr NPM—

Last NPM—

Curr EPS₹1.87

Last EPS₹1.63

Balance sheet

Equity₹1,951.06 Cr

Reserve₹5.58K Cr

Total Debt₹5,647.32 Cr

D/E0.75x

Interest %0.00%

Curr Interest₹0.00 Cr

Price / range

Close₹56.70

vs 52W High-23.32%

vs 52W Low+14.82%

MA50—

MA200—

Returns

1D-0.18%

1W+4.51%

1M-13.01%

3M-18.99%

6M-7.48%

1Y+9.10%

2Y+46.13%

3Y+5.41%

5Y+160.09%

Diwali+6.26%

Sector peers — Other Bank

Company	Close	Mkt Cap	TTM P/E	ROE
AUBANK	904.35	₹67.57K Cr	21.46	14.46%
UJJIVANSFB	56.70	₹10.99K Cr	9.59	15.26%
EQUITASBNK	55.45	₹6.34K Cr	8.99	10.75%
JSFB	405.25	₹4.27K Cr	8.99	9.66%
ESAFSFB	41.35	₹2.13K Cr	8.09	13.39%
UTKARSHBNK	11.72	₹2.09K Cr	-2.86	-24.02%
SURYODAY	147.30	₹1.57K Cr	6.58	10.73%
CAPITALSFB	263.10	₹1.20K Cr	7.40	10.60%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Metric	Sep-26	Jun-26	Mar-26	Dec-25	Sep-25	FY25-26
Revenue	2,153.36+28.0%	2,024.92	1,878.36	1,751.92	1,682.31	6,931.45
Other Income	295.58	256.01	306.70	295.48	256.35	1,107.52
Total Income	2,448.94+26.3%	2,280.93	2,185.06	2,047.40	1,938.66	8,038.97
Interest	0	0	0	0	0	0
Expenditure	-950.30	-895.30	-884.99	0	0	-3,268.39
PBDT	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0
PBT	490.72+206.2%	420.74	370.75	244.46	160.28	911.03
Tax	-125.67	-104.20	-88.78	-58.74	-38.56	-218.40
Equity	1,951.06	1,945.26	1,942.71	1,938.46	1,937.15	1,942.71
OPM	20.04	18.45	16.97	13.95	9.53	11.33
Net Profit	365.05+199.9%	316.54	281.97	185.72	121.72	692.63
NPM	14.91	13.88	12.90	10.60	7.24	8.62
EPS	1.87+196.8%	1.63	1.45	0.96	0.63	3.57

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 23-24	FY 22-23	FY 21-22	FY 20-21
Revenue	6,931.45+9.1%	6,354.39+11.9%	5,677.16+36.3%	4,165+48.1%	2,812.81+0.2%	2,806.07
Other Income	1,107.52	846.20	786.75	589.19	313.27	310.82
Total Income	8,038.97+11.6%	7,200.59+11.4%	6,463.91+36.0%	4,754.19+52.1%	3,126.08+0.3%	3,116.89
Expenditure	-3,268.39-17.0%	-2,793.24-22.6%	-2,279.10-26.5%	-1,802.06-20.4%	-1,496.38-21.6%	-1,230.08
Interest	0	0	0	0	0	0
PBDT	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0
PBT	911.03-3.2%	941.57-44.7%	1,702.17+16.0%	1,467.24+366.6%	-550.35-5495.6%	10.20
Tax	-218.40	-215.47	-420.67	-367.32	135.77	-1.90
Equity	1,942.71	1,935	1,931.43	1,954.71	1,728.31	1,728.31
OPM (%)	11.33	13.08	26.00	31.00	-18.00	0.00
Net Profit	692.63-4.6%	726.10-43.3%	1,281.50+16.5%	1,099.92+365.3%	-414.58-5094.9%	8.30
NPM (%)	8.62	10.08	20.00	23.00	-13.00	0.00
EPS (Rs)	3.57-4.8%	3.75-43.6%	6.65+13.1%	5.88+345.0%	-2.40-4900.0%	0.05
CEPS	3.51	3.71	6.54	5.87	-2.40	0.05

Metric	FY25-26
Revenue	6,931.45
Other Income	1,107.52
Total Income	8,038.97
Interest	0
Expenditure	-3,268.39
PBDT	0
Depreciation	0
PBT	911.03
Tax	-218.40
Equity	1,942.71
OPM	11.33
Net Profit	692.63
NPM	8.62
EPS	3.57

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25
Revenue	6,931.45+9.1%	6,354.39
Other Income	1,107.52	846.20
Total Income	8,038.97+11.6%	7,200.59
Expenditure	-3,268.39-17.0%	-2,793.24
Interest	0	0
PBDT	0	0
Depreciation	0	0
PBT	911.03-3.2%	941.57
Tax	-218.40	-215.47
Equity	1,942.71	1,935
OPM (%)	11.33	13.08
Net Profit	692.63-4.6%	726.10
NPM (%)	8.62	10.08
EPS (Rs)	3.57-4.8%	3.75
CEPS	3.51	3.71

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

Year	Type	Amount	Ex-Date
2024	Final Dividend	1.5	12 Jul 2024
2023	Final Dividend	0.5	14 Jul 2023
2023	Interim Dividend	0.75	01 Mar 2023

Bonus

No bonus history.

Split

No split history.

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split