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Ujjivan Small Finance Bank LtdOther BankINE551W01018Standalone₹65.00+1.03 (+1.61%)Jun-26

Valuation

Market Cap₹12.65K Cr

TTM PE13.92x

Forward PE12.07x

PEG0.45

Book Value₹35.04

P/B1.86x

TTM EPS₹4.67

Fwd EPS₹5.39

TTM Revenue₹7.34K Cr

TTM PAT₹905.95 Cr

Last Qtr PAT₹316.54 Cr

Profitability

ROE13.29%

ROCE9.00%

TTM NPM12.35%

Curr OPM13.88%

Last OPM12.90%

Curr NPM—

Last NPM—

Curr EPS₹1.63

Last EPS₹1.45

Balance sheet

Equity₹1,942.71 Cr

Reserve₹4.87K Cr

Total Debt₹6,357.80 Cr

D/E0.93x

Interest %0.00%

Curr Interest₹0.00 Cr

Price / range

Close₹65.02

vs 52W High-12.06%

vs 52W Low+48.18%

MA50—

MA200—

Returns

1D+1.64%

1W-0.70%

1M-10.15%

3M+10.98%

6M+16.93%

1Y+42.90%

2Y+52.66%

3Y+32.59%

5Y+214.87%

Diwali+21.85%

Sector peers — Other Bank

Company	Close	Mkt Cap	TTM P/E	ROE
AUBANK	1058.60	₹79.29K Cr	27.70	14.30%
UJJIVANSFB	65.02	₹12.65K Cr	13.92	13.29%
EQUITASBNK	74.09	₹8.47K Cr	16.57	8.33%
JSFB	527.30	₹5.55K Cr	14.62	8.50%
UTKARSHBNK	14.17	₹2.52K Cr	-2.06	-34.06%
ESAFSFB	39.19	₹2.02K Cr	19.50	-0.29%
SURYODAY	146.63	₹1.56K Cr	8.12	9.23%
CAPITALSFB	278.90	₹1.27K Cr	8.40	10.31%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	2,024.92+25.1%	1,878.36	1,751.92	1,682.31	1,618.84	6,931.45
Other Income	256.01	306.70	295.48	256.35	248.99	1,107.52
Total Income	2,280.93+22.1%	2,185.06	2,047.40	1,938.66	1,867.83	8,038.97
Interest	0	0	0	0	0	0
Expenditure	-895.30-20.3%	-884.99	0	0	-744.46	-3,268.39
PBDT	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0
PBT	420.74+210.4%	370.75	244.46	160.28	135.54	911.03
Tax	-104.20	-88.78	-58.74	-38.56	-32.32	-218.40
Equity	1,945.26	1,942.71	1,938.46	1,937.15	1,935.35	1,942.71
OPM	18.45	16.97	13.95	9.53	7.26	11.33
Net Profit	316.54+206.7%	281.97	185.72	121.72	103.22	692.63
NPM	13.88	12.90	10.60	7.24	5.53	8.62
EPS	1.63+207.5%	1.45	0.96	0.63	0.53	3.57

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 23-24	FY 22-23	FY 21-22	FY 20-21
Revenue	6,931.45+9.1%	6,354.39+11.9%	5,677.16+36.3%	4,165+48.1%	2,812.81+0.2%	2,806.07
Other Income	1,107.52	846.20	786.75	589.19	313.27	310.82
Total Income	8,038.97+11.6%	7,200.59+11.4%	6,463.91+36.0%	4,754.19+52.1%	3,126.08+0.3%	3,116.89
Expenditure	-3,268.39-17.0%	-2,793.24-22.6%	-2,279.10-26.5%	-1,802.06-20.4%	-1,496.38-21.6%	-1,230.08
Interest	0	0	0	0	0	0
PBDT	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0
PBT	911.03-3.2%	941.57-44.7%	1,702.17+16.0%	1,467.24+366.6%	-550.35-5495.6%	10.20
Tax	-218.40	-215.47	-420.67	-367.32	135.77	-1.90
Equity	1,942.71	1,935	1,931.43	1,954.71	1,728.31	1,728.31
OPM (%)	11.33	13.08	26.00	31.00	-18.00	0.00
Net Profit	692.63-4.6%	726.10-43.3%	1,281.50+16.5%	1,099.92+365.3%	-414.58-5094.9%	8.30
NPM (%)	8.62	10.08	20.00	23.00	-13.00	0.00
EPS (Rs)	3.57-4.8%	3.75-43.6%	6.65+13.1%	5.88+345.0%	-2.40-4900.0%	0.05
CEPS	3.51	3.71	6.54	5.87	-2.40	0.05

Metric	FY25-26
Revenue	6,931.45
Other Income	1,107.52
Total Income	8,038.97
Interest	0
Expenditure	-3,268.39
PBDT	0
Depreciation	0
PBT	911.03
Tax	-218.40
Equity	1,942.71
OPM	11.33
Net Profit	692.63
NPM	8.62
EPS	3.57

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25
Revenue	6,931.45+9.1%	6,354.39
Other Income	1,107.52	846.20
Total Income	8,038.97+11.6%	7,200.59
Expenditure	-3,268.39-17.0%	-2,793.24
Interest	0	0
PBDT	0	0
Depreciation	0	0
PBT	911.03-3.2%	941.57
Tax	-218.40	-215.47
Equity	1,942.71	1,935
OPM (%)	11.33	13.08
Net Profit	692.63-4.6%	726.10
NPM (%)	8.62	10.08
EPS (Rs)	3.57-4.8%	3.75
CEPS	3.51	3.71

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

Year	Type	Amount	Ex-Date
2024	Final Dividend	1.5	12 Jul 2024
2023	Final Dividend	0.5	14 Jul 2023
2023	Interim Dividend	0.75	01 Mar 2023

Bonus

No bonus history.

Split

No split history.

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split