AU Small Finance Bank LtdOther BankINE949L01017Standalone₹904.35+24.35 (+2.77%)
Valuation
Market Cap₹67.57K Cr
TTM PE21.46x
Forward PE20.43x
PEG2.09
Book Value₹291.89
P/B3.10x
TTM EPS₹42.14
Fwd EPS₹44.27
TTM Revenue₹20.66K Cr
TTM PAT₹3.15K Cr
Last Qtr PAT₹857.69 Cr
Profitability
ROE14.46%
ROCE12.00%
TTM NPM15.26%
Curr OPM13.44%
Last OPM13.28%
Curr NPM—
Last NPM—
Curr EPS₹11.44
Last EPS₹10.63
Balance sheet
Equity₹751.37 Cr
Reserve₹21.06K Cr
Total Debt₹14,238.64 Cr
D/E0.65x
Interest %0.00%
Curr Interest₹0.00 Cr
Price / range
Close₹904.35
vs 52W High-20.96%
vs 52W Low+8.70%
MA50—
MA200—
Returns
1D+2.77%
1W+2.87%
1M-8.37%
3M-14.60%
6M-10.90%
1Y+2.76%
2Y+44.65%
3Y+35.10%
5Y+47.82%
Diwali-9.52%
Sector peers — Other Bank
CompanyCloseMkt CapTTM P/EROE
AUBANK904.35₹67.57K Cr21.4614.46%
UJJIVANSFB56.70₹10.99K Cr9.5915.26%
EQUITASBNK55.45₹6.34K Cr8.9910.75%
JSFB405.25₹4.27K Cr8.999.66%
ESAFSFB41.35₹2.13K Cr8.0913.39%
UTKARSHBNK11.72₹2.09K Cr-2.86-24.02%
SURYODAY147.30₹1.57K Cr6.5810.73%
CAPITALSFB263.10₹1.20K Cr7.4010.60%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Standalone

14 lines · 6 periods
MetricSep-26Jun-26Mar-26Dec-25Sep-25FY25-26
Revenue5,611.81+24.4%5,302.745,019.154,727.474,511.2818,636.30
Other Income770.18689.22730.95723.80712.582,977.94
Total Income6,381.99+22.2%5,991.965,750.105,451.265,223.8721,614.28
Interest000000
Expenditure-2,076.56-1,949.24-1,961.7600-7,001.86
PBDT000000
Depreciation000000
PBT1,154.30+58.4%1,063.991,082.08884.17728.893,474.05
Tax-296.61-268.03-250.21-216.51-168.02-832.79
Equity751.37748.97748.27747.18746.11748.27
OPM18.0917.7618.8218.7016.1616.07
Net Profit857.69+52.9%795.95831.87667.66560.872,641.25
NPM13.4413.2814.4714.1212.4312.22
EPS11.44+52.1%10.6311.138.947.5235.40

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 6 years
MetricFY 25-26FY 24-25FY 23-24FY 22-23FY 21-22FY 20-21
Revenue18,636.34+16.0%16,063.73+52.2%10,554.71+28.6%8,205.41+38.6%5,921.73+19.6%4,950.05
Other Income2,977.942,526.311,745.891,034.46993.691,451.55
Total Income21,614.28+16.3%18,590.04+51.1%12,300.61+33.1%9,239.87+33.6%6,915.43+8.0%6,401.60
Expenditure-7,001.86-17.5%-5,957.22-35.8%-4,388-27.5%-3,440.27-42.6%-2,412.77-45.5%-1,658.43
Interest000000
PBDT000000
Depreciation000000
PBT3,474.05+24.6%2,788.05+39.4%1,999.43+7.2%1,864.64+28.2%1,454.07-0.3%1,458.51
Tax-832.79-682.13-464.71-436.71-324.24-287.82
Equity748.27744.53669.16666.75314.90312.21
OPM (%)16.0715.0016.0020.0021.0023.00
Net Profit2,641.25+25.4%2,105.93+37.2%1,534.72+7.5%1,427.93+26.4%1,129.83-3.5%1,170.69
NPM (%)12.2211.3312.0015.0016.0018.00
EPS (Rs)35.40+25.0%28.32+23.2%22.98+5.1%21.86-39.4%36.06-5.6%38.19
CEPS35.0128.2422.8621.7435.6937.86

Consolidated

14 lines · 1 periods
MetricFY25-26
Revenue18,636.30
Other Income2,977.94
Total Income21,614.28
Interest0
Expenditure-7,001.86
PBDT0
Depreciation0
PBT3,474.05
Tax-832.79
Equity748.27
OPM16.07
Net Profit2,641.25
NPM12.22
EPS35.40

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 2 years
MetricFY 25-26FY 24-25
Revenue18,636.34+16.0%16,063.73
Other Income2,977.942,526.31
Total Income21,614.28+16.3%18,590.04
Expenditure-7,001.86-17.5%-5,957.22
Interest00
PBDT00
Depreciation00
PBT3,474.05+24.6%2,788.05
Tax-832.79-682.13
Equity748.27744.53
OPM (%)16.0715.00
Net Profit2,641.25+25.4%2,105.93
NPM (%)12.2211.33
EPS (Rs)35.40+25.0%28.32
CEPS35.0128.24

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

7
YearTypeAmountEx-Date
2026Final Dividend131 Jul 2026
2025Final Dividend104 Jul 2025
2024Final Dividend112 Jul 2024
2023Final Dividend114 Jul 2023
2022Final Dividend0.528 Jul 2022
2019Final Dividend0.7518 Jul 2019
2018Final Dividend0.530 Jul 2018

Bonus

1
YearRatioEx-Date
20221:109 Jun 2022

Split

0

No split history.

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