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ESAF Small Finance Bank LtdOther BankINE818W01011Standalone₹41.41+0.52 (+1.27%)
Valuation
Market Cap₹2.13K Cr
TTM PE8.09x
Forward PE6.07x
PEG0.05
Book Value₹39.21
P/B1.05x
TTM EPS₹5.11
Fwd EPS₹6.81
TTM Revenue₹4.36K Cr
TTM PAT₹270.88 Cr
Last Qtr PAT₹160.17 Cr
Profitability
ROE13.39%
ROCE9.00%
TTM NPM6.21%
Curr OPM11.54%
Last OPM5.95%
Curr NPM—
Last NPM—
Curr EPS₹3.10
Last EPS₹1.55
Balance sheet
Equity₹516.12 Cr
Reserve₹1.51K Cr
Total Debt₹1,783.67 Cr
D/E0.88x
Interest %0.00%
Curr Interest₹0.00 Cr
Price / range
Close₹41.35
vs 52W High-10.11%
vs 52W Low+109.47%
MA50—
MA200—
Returns
1D+1.12%
1W+0.61%
1M-4.63%
3M-1.50%
6M+56.32%
1Y+48.42%
2Y-6.66%
3Y—
5Y—
Diwali+52.47%
Sector peers — Other Bank
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AUBANK904.35₹67.57K Cr21.4614.46%
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JSFB405.25₹4.27K Cr8.999.66%
ESAFSFB41.35₹2.13K Cr8.0913.39%
UTKARSHBNK11.72₹2.09K Cr-2.86-24.02%
SURYODAY147.30₹1.57K Cr6.5810.73%
CAPITALSFB263.10₹1.20K Cr7.4010.60%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Standalone

14 lines · 6 periods
MetricSep-26Jun-26Mar-26Dec-25Sep-25FY25-26
Revenue1,174.71+43.3%1,097.771,196.45894.05819.824,348.23
Other Income213.33248.240269.39145.160
Total Income1,388.04+43.8%1,346.011,196.451,163.44964.984,348.23
Interest000000
Expenditure-494.19-483.34-477.8300-1,798.82
PBDT000000
Depreciation000000
PBT214.50107.0227.099.130-228.40
Tax-54.33-26.94-3.58-2.0139.6162
Equity516.12515.95515.66515.51515.51515.66
OPM15.457.952.261.020.00-5.25
Net Profit160.17+238.3%80.0823.517.12-115.81-166.40
NPM11.545.951.960.80-14.13-3.83
EPS3.101.550.4600-3.23

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 3 years
MetricFY 25-26FY 24-25FY 23-24
Revenue4,348.23+12.6%3,862.22+1.1%3,818.43
Other Income0467.09441.82
Total Income4,348.23+0.4%4,329.31+1.6%4,260.25
Expenditure-1,798.82+5.5%-1,903.51-15.4%-1,648.83
Interest000
PBDT000
Depreciation000
PBT-228.40+67.0%-692.97-221.5%570.41
Tax62171.58-144.84
Equity515.66515.43514.78
OPM (%)-5.25-16.0113.00
Net Profit-166.40+68.1%-521.39-222.5%425.57
NPM (%)-3.83-12.0410.00
EPS (Rs)-3.23+68.1%-10.13-213.1%8.96
CEPS-3.22-10.128.94

Consolidated

14 lines · 1 periods
MetricFY25-26
Revenue4,348.23
Other Income0
Total Income4,348.23
Interest0
Expenditure-1,798.82
PBDT0
Depreciation0
PBT-228.40
Tax62
Equity515.66
OPM-5.25
Net Profit-166.40
NPM-3.83
EPS-3.23

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 2 years
MetricFY 25-26FY 24-25
Revenue4,348.23+12.6%3,862.22
Other Income0467.09
Total Income4,348.23+0.4%4,329.31
Expenditure-1,798.82+5.5%-1,903.51
Interest00
PBDT00
Depreciation00
PBT-228.40+67.0%-692.97
Tax62171.58
Equity515.66515.43
OPM (%)-5.25-16.01
Net Profit-166.40+68.1%-521.39
NPM (%)-3.83-12.04
EPS (Rs)-3.23+68.1%-10.13
CEPS-3.22-10.12

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

1
YearTypeAmountEx-Date
2024Final Dividend0.707 Aug 2024

Bonus

0

No bonus history.

Split

0

No split history.

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