ESAF Small Finance Bank Ltd

Integrated Filing — Corporate Governance (NSE XBRL)

Company Home Dashboard NSE Viewer

Filing Summary

Company
ESAF Small Finance Bank Limited
Symbol
ESAFSFB
Quarter Ended
31-Mar-2026
Submission
New

General Disclosures

Advertisements As Per Regulation471
Yes
Annual Return As Provided Under Section92Of The Companies Act2013
Yes
Approval For Material Related Party Transactions
Yes
Approval Of The Board And Shareholders For Compensation Or Profit Sharing
Yes
Audio Or Video Recordings And Transcripts Of Post Earinings Or Quarterly Calls
Yes
Board Composition
Yes
Code Of Conduct
Yes
Compliance Certificate
Yes
Compliance With Sub Regulation3Of Regulation46With Respect To Accuracy Of Disclosures On The Website And Timely Updation
Yes
Confirmation That The Disclosures Are In A Separate Section As Specified In Sub Regulation2Of Regulation46
Yes
Credit Rating Or Revision In Credit Rating Obtained
Yes
Date Of End Of Financial Year
31-Mar-2026
Date Of End Of Reporting Period
31-Mar-2026
Date Of Signing
28-Apr-2026
Date Of Start Of Financial Year
01-Apr-2025
Designation Of Person
Company Secretary and Compliance Officer
Designation Of Person Affirmations
Company Secretary and Compliance Officer
Designation Of Person For Annual Affirmations
Company Secretary and Compliance Officer
Designation Of Person For Quartely Affirmations
Company Secretary and Compliance Officer
Details Of Agreements Entered Into With The Media Companies And Or Their Associates
Not Applicable
Details Of Business
Yes
Details Of Establishment Of Vigil Mechanism Or Whistle Blower Policy
Yes
Disclosure Of Contact Details Of KMP Who Are Authorized For The Purpose Of Determining Materiality Under Sub Regulation5Of Regulation30
Yes
Disclosure Of Related Party Transactions On Consolidated Basis
Yes
Disclosure Web Link Of Annual Return As Provided Under Section92Of The Companies Act2013Is Placed
https://www.esaf.bank.in/investor-relation/?id=annual-return
Disclosure Web Link Of Audio Or Video Recordings And Transcripts Of Post Earinings Or Quarterly Calls Is Placed
https://www.esaf.bank.in/investor-relation/?id=presentation-and-concall-transcript
Disclosure Web Link Of Company At Advertisements As Per Regulation471Is Placed
https://www.esaf.bank.in/investor-relation/?id=newspaper-advertisements
Disclosure Web Link Of Company At Dividend Distribution Policy As Per Regulation43A1Is Placed
https://www.esaf.bank.in/wp-content/uploads/2025/09/Policy-for-Dividend-Distribution.pdf
Disclosure Web Link Of Company At Materiality Policy As Per Sub Regulation4Regulation30Is Placed
https://www.esaf.bank.in/wp-content/uploads/2025/02/POLICY-FOR-DETERMINATION-OF-MATERIALITY-OF-EVENTS-OR-INFORMATION.pdf
Disclosure Web Link Of Company At Which Credit Rating Or Revision In Credit Rating Obtained Is Placed
https://www.esaf.bank.in/investor-relation/?id=credit-ratings
Disclosure Web Link Of Company At Which Details Of Business Is Placed
https://www.esaf.bank.in/#
Disclosure Web Link Of Company At Which Details Of Establishment Of Vigil Mechanism Or Whistle Blower Policy Is Placed
https://www.esaf.bank.in/wp-content/uploads/2025/04/Whistle-Blower-Policy-V-8.0.pdf
Disclosure Web Link Of Company At Which Financial Results Is Placed
https://www.esaf.bank.in/investor-relation/?id=financial-results
Disclosure Web Link Of Company At Which Policy On Dealing With Related Party Transactions Is Placed
https://www.esaf.bank.in/wp-content/uploads/2026/02/Related-Party-Transaction-Policy-1.pdf
Disclosure Web Link Of Company At Which Shareholding Pattern Is Placed
https://www.esaf.bank.in/investor-relation/?id=stock-information
Disclosure Web Link Of Compliance With Sub Regulation3Of Regulation46With Respect To Accuracy Of Disclosures On The Website And Timely Updation Is Placed
https://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchanges
Disclosure Web Link Of Confirmation That The Disclosures Are In A Separate Section As Specified In Sub Regulation2Of Regulation46Is Placed
https://www.esaf.bank.in/investor-relation/?id=disclosure-as-per-regulation-462-of-sebi-lodr-regulation-2015/
Disclosure Web Link Of Disclosure Of Contact Details Of KMP Who Are Authorized For The Purpose Of Determining Materiality Under Sub Regulation5Of Regulation30Is Placed
https://www.esaf.bank.in/investor-relation/?id=investor-contacts
Disclosure Web Link Of Disclosures Under Sub Regulation8Of Regulation30Is Placed
https://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchanges
Disclosure Web Link Of Employee Benefit Scheme Documents Framed In Terms Of SEBI Share Based Employee Benefits And Sweat Equity Regulations2021Is Placed
https://www.esaf.bank.in/wp-content/uploads/2025/01/ESAF-Small-Finance-Bank-Employee-Stock-Option-Plan-2019.pdf
Disclosure Web Link Of Memorandum Of Association And Articles Of Association Is Placed
https://www.esaf.bank.in/wp-content/uploads/2026/03/Memorandum-of-Association.pdf, https://www.esaf.bank.in/wp-content/uploads/2024/12/Articles_of_Association.pdf
Disclosure Web Link Of Schedule Of Analyst Or Institutional Investor Meet And Presentation Prepared By Listed Entity For Analyst Or Institutional Investor Meet Is Placed
https://www.esaf.bank.in/investor-relation/?id=presentation-and-concall-transcript
Disclosure Web Link Of Secretarial Compliance Report Is Placed
https://www.esaf.bank.in/investor-relation/?id=secretarial-compliance-report
Disclosure Web Link Of Statements Of Deviations Or Variations As Specified In Regulation32Is Placed
https://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchanges
Disclosures Under Sub Regulation8Of Regulation30
Yes
Dividend Distribution Policy As Per Regulation43A1
Yes
Employee Benefit Scheme Documents Framed In Terms Of SEBI Share Based Employee Benefits And Sweat Equity Regulations2021
Yes
Fees Or Compensation
Yes
Financial Results
Yes
Is SCORESID Available
Yes
ISIN
INE818W01011
Market Capitalisation As Per Immediate Previous Financial Year
Top 2000 listed entities
Materiality Policy As Per Sub Regulation4Regulation30
Yes
Memorandum Of Association And Articles Of Association
Yes
Minimum Information
Yes
MSEI Symbol
NOTLISTED
Name Of Signatory
Ranjith Raj P
Name Of Signatory Affirmations
Ranjith Raj P
Name Of Signatory For Annual Affirmations
Ranjith Raj P
Name Of Signatory For Quartely Affirmations
Ranjith Raj P
Name Of The Company
ESAF Small Finance Bank Limited
New Name And The Old Name Of The Listed Entity
Not Applicable
Other Corporate Governance Requirements With Respect To Subsidiary Of Listed Entity
Not Applicable
Place
Thrissur
Plans For Orderly Succession For Appointments
Yes
Policy For Determining Material Subsidiaries
Not Applicable
Policy For Related Party Transaction
Yes
Policy On Dealing With Related Party Transactions
Yes
Reason For Part F Of Annexure I Of The SEBI Circular Dated31December2024Related To Disclosure Of Loans Or Guarantees Or Comfort Letters Or Securities Etc Is Not Applicable To The Entity
Disclosure of Loans/ Guarantees/ Comfort Letters/ Securities etc is not applicable to Bank.
Recommendation Of Board
Yes
Reporting Quarter
Yearly
Review Of Compliance Reports
Yes
Risk Assessment And Management
Yes
Schedule Of Analyst Or Institutional Investor Meet And Presentation Prepared By Listed Entity For Analyst Or Institutional Investor Meet
Yes
SCORES Registration ID
COMZ00217
Scrip Code
544020
Secretarial Compliance Report
Yes
Separate Audited Financial Statements Of Each Subsidiary Of The Listed Entity
Not Applicable
Shareholding Pattern
Yes
Statements Of Deviations Or Variations As Specified In Regulation32
Yes
Symbol
ESAFSFB
The Listed Entity Has Approved Material Subsidiary Policy And The Corporate Governance Requirements With Respect To Subsidiary Of Listed Entity Have Been Complied
Not Applicable
Type Of Company
Equity
Type Of Submission
Original
Vacancies In Respect Key Managerial Personnel
Yes
Vigil Mechanism
Yes
Whether As Per Sub Regulation2ba Of Regulation27Of SEBILODR There Has Been Cyber Security Incidents During The Quarter
No
Whether Part A Of Annexure I Of The SEBI Circular Dated31December2024Related To Compliance Report On Corporate Governance Is Applicable To The Entity
Yes
Whether Part F Of Annexure I Of The SEBI Circular Dated31December2024Related To Disclosure Of Loans Or Guarantees Or Comfort Letters Or Securities Etc Is Applicable To The Entity
No

Additional Disclosures

Entry D_MeetingBOD1
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingBOD2
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingBOD3
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingBOD4
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingBOD5
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingBOD6
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit1
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit10
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit11
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit12
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit13
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit2
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit3
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit4
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit5
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit6
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit7
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit8
Whether Requirement Of Quorum Met
Yes
Entry D_MeetingComit9
Whether Requirement Of Quorum Met
Yes
Official NSE disclosure viewer

If the viewer does not load, use the NSE Viewer button above to open it in a new tab.

Board Composition — Entity Disclosures

The Composition Of Board Of Directors Is In Terms Of Sebi Regulations2015
Yes
Chairperson Related to MD / CEO
No
Regular Chairperson
Yes

Composition of Board of Directors

SrTitleDirectorPANDINCategory 1Category 2Category 3Date of BirthDisqualifiedStatusSpecial ResolutionInitial AppointmentRe-appointmentCessationTenure (months)Listed DirectorshipsIndependent DirectorshipsAudit / Stakeholder MembershipsAudit / Stakeholder Chair Posts
1MrKarthikeyan Manickam******09450145Non-Executive - Independent DirectorChairperson17-Mar-1965NoActiveNot Applicable21-Dec-202521-Dec-202511-Mar-20261100
2MrKadambelil Paul Thomas******00199925Executive DirectorNot ApplicableCEO-MD21-May-1963NoActiveNot Applicable01-Oct-201801-Oct-2024901010
3MrThomas Jacob Kalappila******00812892Non-Executive - Independent DirectorNot Applicable13-Jun-1953NoActiveNot Applicable10-Mar-202010-Mar-202309-Mar-2026720000
4MrVinod Vijayalekshmi Vasudevan******02503201Non-Executive - Independent DirectorNot Applicable25-May-1967NoActiveNot Applicable22-Dec-202122-Dec-202451.11110
5MsKolasseril Chandramohanan Ranjani******01735529Non-Executive - Independent DirectorNot Applicable09-May-1958NoActiveNot Applicable13-Dec-202213-Dec-202539.191121
6MrBiju Varkkey******01298281Non-Executive - Independent DirectorNot Applicable22-Dec-1965NoActiveNot Applicable17-Aug-202317-Aug-202331.152210
7MrAjay Sharma******06417150Non-Executive - Independent DirectorNot Applicable21-Oct-1962NoActiveNot Applicable21-Dec-202521-Dec-202511-Mar-20262220
8MrGeorge Kalaparambil John******00694646Executive DirectorNot Applicable09-Aug-1973NoActiveNot Applicable18-May-202418-May-202422.141000
9MrGeorge Ittan Maramkandathil******11193648Non-Executive - Non Independent DirectorNot Applicable24-May-1959NoActiveNot Applicable18-Nov-202518-Nov-202514-Apr-20261011

Committee Disclosures

Entry CompComit122
Date of Appointment
10-Mar-2026
Entry CompComit123
Date of Appointment
13-Dec-2025
Entry CompComit124
Date of Appointment
03-Oct-2018
Entry CompComit125
Date of Appointment
21-Dec-2025
Date Of Cessation Of Director In Committee
09-Mar-2026
Entry CompComit14
Date of Appointment
13-Dec-2022
Entry CompComit15
Date of Appointment
10-Mar-2020
Date Of Cessation Of Director In Committee
09-Mar-2026
Entry CompComit16
Date of Appointment
21-Dec-2025
Entry CompComit17
Date of Appointment
10-Mar-2026
Entry CompComit41
Date of Appointment
11-Aug-2023
Entry CompComit42
Date of Appointment
13-Dec-2022
Entry CompComit43
Date of Appointment
21-Dec-2025
Entry CompComit68
Date of Appointment
13-Dec-2025
Entry CompComit69
Date of Appointment
13-Dec-2022
Entry CompComit70
Date of Appointment
11-Dec-2019
Entry CompComit71
Date of Appointment
21-Dec-2025
Date Of Cessation Of Director In Committee
09-Mar-2026
Entry CompComit95
Date of Appointment
10-Mar-2026
Entry CompComit96
Date of Appointment
13-Dec-2025
Entry CompComit97
Date of Appointment
29-May-2020
Entry CompComit98
Date of Appointment
10-Mar-2020
Date Of Cessation Of Director In Committee
09-Mar-2026
Entry CompComit99
Date of Appointment
21-Dec-2025
Entry MainD
Composition And Role Of Risk Management Committee
Yes
Composition Of Audit Committee
Yes
Composition Of Nomination And Remuneration Committee
Yes
Composition Of Stakeholder Relationship Committee
Yes
Composition Of Various Committees Of Board Of Directors
Yes
Disclosure Web Link Of Company At Which Composition Of Various Committees Of Board Of Directors Is Placed
https://www.esaf.bank.in/investor-relation/?id=board-committee
Memberships In Committees
Yes
Prior Or Omnibus Approval Of Audit Committee For All Related Party Transactions
Yes
Risk Management Committee
Yes
Role Of Audit Committee And Information To Be Reviewed By The Audit Committee
Yes
Role Of Nomination And Remuneration Committee
Yes
Role Of Stakeholders Relationship Committee
Yes
The Committee Members Have Been Made Aware Of Their Powers Role And Responsibilities As Specified In Sebi Regulations2015
Yes
The Composition Of Audit Committee Is In Terms Of Sebi Regulations2015
Yes
The Composition Of The Nomination And Remuneration Committee Is In Terms Of Sebi Regulations2015
Yes
The Composition Of The Risk Management Committee Is In Terms Of Sebi Regulations2015
Yes
The Composition Of The Stakeholders Relationship Committee Committee Is In Terms Of Sebi Regulations2015
Yes
Whether The Audit Committee Has A Regular Chairperson
Yes
Whether The Corporate Social Responsibility Committee Has A Regular Chairperson
Yes
Whether The Nomination And Remuneration Committee Has A Regular Chairperson
Yes
Whether The Risk Management Committee Has A Regular Chairperson
Yes
Whether The Stakeholders Relationship Committee Has A Regular Chairperson
Yes

Audit Committee

Additional Position
Chairperson
Director DIN
01735529
Member Name
Kolasseril Chandramohanan Ranjani
Notes
Ms. Kolasseril Chandramohanan Ranjani was appointed as Chairperson of the Committee with effect from March 10, 2026 upon reconstitution of the Committees.
Position
Non-Executive - Independent Director

Audit Committee

Additional Position
Member
Director DIN
00812892
Member Name
Thomas Jacob Kalappila
Notes
Shri. Thomas Jacob Kalappila ceased to be a member and Chairperson of the Committee with effect from March 9, 2026 upon retirement.
Position
Non-Executive - Independent Director

Audit Committee

Additional Position
Member
Director DIN
06417150
Member Name
Ajay Sharma
Position
Non-Executive - Independent Director

Audit Committee

Additional Position
Member
Director DIN
02503201
Member Name
Vinod Vijayalekshmi Vasudevan
Position
Non-Executive - Independent Director

Audit Committee

Audit Committee

Audit Committee

Audit Committee

Corporate Social Responsibility Committee

Additional Position
Chairperson
Director DIN
09450145
Member Name
Karthikeyan Manickam
Position
Non-Executive - Independent Director

Corporate Social Responsibility Committee

Additional Position
Member
Director DIN
11193648
Member Name
George Ittan Maramkandathil
Position
Non-Executive - Non Independent Director

Corporate Social Responsibility Committee

Additional Position
Member
Director DIN
00199925
Member Name
Kadambelil Paul Thomas
Position
Executive Director

Corporate Social Responsibility Committee

Additional Position
Member
Director DIN
06417150
Member Name
Ajay Sharma
Notes
Ajay Sharman was appointed as Chairperson of the Committee with effect from December 21, 2025. However, he ceased to be a member and Chairperson of the Committee with effect from March 09, 2026 upon reconstitution of the Committees.
Position
Non-Executive - Independent Director

Corporate Social Responsibility Committee

Nomination and remuneration committee

Additional Position
Chairperson
Director DIN
01298281
Member Name
Biju Varkkey
Position
Non-Executive - Independent Director

Nomination and remuneration committee

Additional Position
Member
Director DIN
01735529
Member Name
Kolasseril Chandramohanan Ranjani
Position
Non-Executive - Independent Director

Nomination and remuneration committee

Additional Position
Member
Director DIN
09450145
Member Name
Karthikeyan Manickam
Position
Non-Executive - Independent Director

Nomination and remuneration committee

Nomination and remuneration committee

Nomination and remuneration committee

Nomination and remuneration committee

Risk Management Committee

Additional Position
Chairperson
Director DIN
06417150
Member Name
Ajay Sharma
Position
Non-Executive - Independent Director

Risk Management Committee

Additional Position
Member
Director DIN
01735529
Member Name
Kolasseril Chandramohanan Ranjani
Notes
Ms. Kolasseril Chandramohanan Ranjani (DIN: 01735529) was appointed as the Chairperson of the Committee effective from December 13, 2025. However, she ceased to be the Chairperson of the Committee with effect from March 9, 2026 upon reconstitution of the Committees.
Position
Non-Executive - Independent Director

Risk Management Committee

Additional Position
Member
Director DIN
00199925
Member Name
Kadambelil Paul Thomas
Position
Executive Director

Risk Management Committee

Additional Position
Member
Director DIN
00812892
Member Name
Thomas Jacob Kalappila
Notes
Shri. Thomas Jacob Kalappila ceased to be a member of the Committee with effect from March 9, 2026 upon retirement.
Position
Non-Executive - Independent Director

Risk Management Committee

Additional Position
Member
Director DIN
09450145
Member Name
Karthikeyan Manickam
Position
Non-Executive - Independent Director

Risk Management Committee

Risk Management Committee

Risk Management Committee

Stakeholders Relationship Committee

Additional Position
Chairperson
Director DIN
11193648
Member Name
George Ittan Maramkandathil
Position
Non-Executive - Non Independent Director

Stakeholders Relationship Committee

Additional Position
Member
Director DIN
01735529
Member Name
Kolasseril Chandramohanan Ranjani
Position
Non-Executive - Independent Director

Stakeholders Relationship Committee

Additional Position
Member
Director DIN
00199925
Member Name
Kadambelil Paul Thomas
Position
Executive Director

Stakeholders Relationship Committee

Additional Position
Member
Director DIN
09450145
Member Name
Karthikeyan Manickam
Notes
Ajay Sharman was appointed as member of the Committee with effect from December 21, 2025. However, he ceased to be a member of the Committee with effect from March 09, 2026 upon reconstitution of the Committees.
Position
Non-Executive - Independent Director

Stakeholders Relationship Committee

Entry MainD
Gap Between The Meetings Of The Risk Management Committee
Yes
Meeting Of Audit Committee
Yes
Meeting Of Board Of Directors
Yes
Meeting Of Independent Directors
Yes
Meeting Of Nomination And Remuneration Committee
Yes
Meeting Of Risk Management Committee
Yes
Meeting Of Stakeholders Relationship Committee
Yes
Quorum Of Board Meeting
Yes
Quorum Of Nomination And Remuneration Committee Meeting
Yes
Quorum Of Risk Management Committeemeeting
Yes
The Meetings Of The Board Of Directors And The Above Committees Have Been Conducted In The Manner As Specified In Sebi Regulations2015
Yes
Entry MeetingBOD1
Dates Of Meeting In The Previous Quarter
10-Oct-2025
Number Of Directors Present In Meeting Of Board Of Directors
7
Number Of Independent Directors Attending The Meeting
5
Total Number Of Directors As On Date Of The Meeting
11
Entry MeetingBOD2
Dates Of Meeting In The Previous Quarter
03-Nov-2025
Maximum Gap Between Any Two Consecutive Meetings
23
Number Of Directors Present In Meeting Of Board Of Directors
11
Number Of Independent Directors Attending The Meeting
6
Total Number Of Directors As On Date Of The Meeting
11
Entry MeetingBOD3
Dates Of Meeting In The Previous Quarter
11-Nov-2025
Maximum Gap Between Any Two Consecutive Meetings
7
Number Of Directors Present In Meeting Of Board Of Directors
11
Number Of Independent Directors Attending The Meeting
6
Total Number Of Directors As On Date Of The Meeting
11
Entry MeetingBOD4
Dates Of Meeting In The Previous Quarter
12-Dec-2025
Maximum Gap Between Any Two Consecutive Meetings
30
Number Of Directors Present In Meeting Of Board Of Directors
11
Number Of Independent Directors Attending The Meeting
6
Total Number Of Directors As On Date Of The Meeting
11
Entry MeetingBOD5
Dates Of Meeting If Any In The Relevant Quarter
30-Jan-2026
Maximum Gap Between Any Two Consecutive Meetings
48
Number Of Directors Present In Meeting Of Board Of Directors
9
Number Of Independent Directors Attending The Meeting
6
Total Number Of Directors As On Date Of The Meeting
9
Entry MeetingBOD6
Dates Of Meeting If Any In The Relevant Quarter
27-Feb-2026
Maximum Gap Between Any Two Consecutive Meetings
27
Number Of Directors Present In Meeting Of Board Of Directors
9
Number Of Independent Directors Attending The Meeting
6
Total Number Of Directors As On Date Of The Meeting
9
Entry MeetingComit1
Dates Of Meeting Of The Committee In The Previous Quarter
10-Nov-2025
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
4
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
4
Entry MeetingComit10
Dates Of Meeting Of The Committee In The Relevant Quarter
28-Jan-2026
Maximum Gap Between Any Two Consecutive Meetings
48
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
4
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
4
Entry MeetingComit11
Dates Of Meeting Of The Committee In The Relevant Quarter
25-Feb-2026
Maximum Gap Between Any Two Consecutive Meetings
27
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
4
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
4
Entry MeetingComit12
Dates Of Meeting Of The Committee In The Relevant Quarter
26-Feb-2026
Maximum Gap Between Any Two Consecutive Meetings
0
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
4
Number Of Independent Director Attending Meeting Of Committee
2
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
4
Entry MeetingComit13
Dates Of Meeting Of The Committee In The Previous Quarter
10-Nov-2025
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
4
Number Of Independent Director Attending Meeting Of Committee
1
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
4
Entry MeetingComit2
Dates Of Meeting Of The Committee In The Relevant Quarter
28-Jan-2026
Maximum Gap Between Any Two Consecutive Meetings
78
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
3
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
3
Entry MeetingComit3
Dates Of Meeting Of The Committee In The Relevant Quarter
30-Jan-2026
Maximum Gap Between Any Two Consecutive Meetings
1
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
3
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
3
Entry MeetingComit4
Dates Of Meeting Of The Committee In The Relevant Quarter
26-Feb-2026
Maximum Gap Between Any Two Consecutive Meetings
26
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
3
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
3
Entry MeetingComit5
Dates Of Meeting Of The Committee In The Previous Quarter
08-Nov-2025
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
4
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
4
Entry MeetingComit6
Dates Of Meeting Of The Committee In The Previous Quarter
11-Nov-2025
Maximum Gap Between Any Two Consecutive Meetings
2
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
4
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
4
Entry MeetingComit7
Dates Of Meeting Of The Committee In The Relevant Quarter
29-Jan-2026
Maximum Gap Between Any Two Consecutive Meetings
78
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
3
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
3
Entry MeetingComit8
Dates Of Meeting Of The Committee In The Relevant Quarter
26-Feb-2026
Maximum Gap Between Any Two Consecutive Meetings
27
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
3
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
3
Entry MeetingComit9
Dates Of Meeting Of The Committee In The Previous Quarter
10-Dec-2025
Number Of Director Present In Meeting Of Committee All Directors Including Independent Director
5
Number Of Independent Director Attending Meeting Of Committee
3
Number Of Member Attending Meeting Of Committee
0
Total Number Of Directors As On Date Of The Meeting
5
Entry MainD
Contact Information Of The Designated Officials Of The Listed Entity Who Are Responsible For Assisting And Handling Investor Grievances
Yes
Disclosure Web Link Of Company At Which Contact Information Of The Designated Officials Of The Listed Entity Who Are Responsible For Assisting And Handling Investor Grievances Is Placed
https://www.esaf.bank.in/investor-relation/?id=investor-contacts
Disclosure Web Link Of Company At Which Email Address For Grievance Redressal And Other Relevant Details Is Placed
https://www.esaf.bank.in/investor-relation/?id=investor-contacts
Email Address For Grievance Redressal And Other Relevant Details
Yes
No Of Investor Complaints Disposed Off During The Period
8
No Of Investor Complaints During The Period
0
No Of Investor Complaints Received During The Period
8
Whether Part B Of Annexure I Of The SEBI Circular Dated31December2024Related To Investor Grievance Redressal Report Is Applicable To The Entity
Yes
Entry MainI
No Of Investor Complaints
0
Entry PY_I
No Of Investor Complaints
0
Composition Of Board Of Directors Of Unlisted Material Subsidiary
Not Applicable
Reason For Part C Of Annexure I Of The SEBI Circular Dated31December2024Related To Disclosure Of Acquisition Of Shares Or Voting Rights In Unlisted Companies Is Not Applicable To The Entity
The Bank has not acquired any shares or voting rights in unlisted Company and hence, the Disclosure of Aquisition of shares or voting rignts in unlisted Company is not applicable to the Bank.
Whether Part C Of Annexure I Of The SEBI Circular Dated31December2024Related To Disclosure Of Acquisition Of Shares Or Voting Rights In Unlisted Companies Is Applicable To The Entity
No
Entry I_OngoingTaxLitigationsOrDisputes1
Current Status
There is no change in the status of the litigation/dispute. Based on the Return of Income filed by the Bank for the Assessment Year 2020-21, a demand notice and notice for penalty, each dated September 22, 2022 was issued by Assessment Unit, Income Tax Department under Sections 156 and 274 read with Section 270 A of the IT Act, respectively, to the Bank demanding to pay a sum aggregating to ₹217.99 million and to show cause as to why an order imposing penalty under Section 270A of the IT Act should not be passed. This matter is currently pending with Commissioner of Income Tax (Appeals).
Date of Initiation
22-Sep-2022
Opposing Party
Income Tax Department
Status (Previous Disclosure)
Based on the Return of Income filed by the Bank for the Assessment Year 2020-21, a demand notice and notice for penalty, each dated September 22, 2022 was issued by Assessment Unit, Income Tax Department under Sections 156 and 274 read with Section 270 A of the IT Act, respectively, to the Bank demanding to pay a sum aggregating to ₹217.99 million and to show cause as to why an order imposing penalty under Section 270A of the IT Act should not be passed. This matter is currently pending with Commissioner of Income Tax (Appeals).
Entry MainD
Whether Part E Of Annexure I Of The SEBI Circular Dated31December2024Related To Disclosure Of Updates To Ongoing Tax Litigations Or Disputes Is Applicable To The Entity
Yes
Entry I_ImpositionOfFineOrPenalty1
Authority
Office of the Superintendent, GST, Rampurhat, Birbhum Division, West Bengal
Date Of Receipt Of Direction Or Order Including Any Ad Interim Or Interim Orders Or Any Other Communication From The Authority
26-Mar-2026
Financial / Operational Impact
Rs. 3,160 towards ITC Reversal and Penalty.
Nature And Details Of The Action Taken Or Order Passed
An Audit was conducted in the state of West Bengal for FY 2019-20 to FY 2021-22. Department treated the ITC availed by bank as non claimable. Though the Bank filed reply to Show Cause Notice, the department issued Order demanding payment of Rs 1580/- as ITC Reversal and Rs 1580/- as penalty.
Violation Details
Alledged availment of Ineligible ITC.
Entry I_ImpositionOfFineOrPenalty2
Authority
Office of the Superintendent, GST, Rampurhat, Birbhum Division, West Bengal
Date Of Receipt Of Direction Or Order Including Any Ad Interim Or Interim Orders Or Any Other Communication From The Authority
26-Mar-2026
Financial / Operational Impact
Rs. 1,66,662 includng Liability,Interest and Penalty.
Nature And Details Of The Action Taken Or Order Passed
An Audit was conducted in the state of West Bengal for FY 2019-20 to FY 2021-22. The Department treated Exempted income as Taxable income. Bank filed reply to Show Cause Notice, but the department issued Order demanding payment of Liability of Rs 10,366/-, Interest of Rs. 68,812/- and Penalty of Rs. 87,484/-.
Violation Details
Department treated Tax exemted income as Taxable income and demanded payment of Liability along with interest and Penalty.
Entry MainD
Whether Part D Of Annexure I Of The SEBI Circular Dated31December2024Related To Disclosure Of Imposition Of Fine Or Penalty Is Applicable To The Entity
Yes