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SRG Housing Finance LtdHousing Finance CompanyINE559N01010Standalone₹127.30+1.65 (+1.31%)Jun-26

Valuation

Market Cap₹199.94 Cr

TTM PE4.88x

Forward PE5.78x

PEG1.15

Book Value₹189.04

P/B0.67x

TTM EPS₹26.10

Fwd EPS₹22.01

TTM Revenue₹248.14 Cr

TTM PAT₹40.96 Cr

Last Qtr PAT₹8.47 Cr

Profitability

ROE13.80%

ROCE13.00%

TTM NPM16.51%

Curr OPM15.68%

Last OPM16.13%

Curr NPM—

Last NPM—

Curr EPS₹5.39

Last EPS₹5.89

Balance sheet

Equity₹15.70 Cr

Reserve₹281.21 Cr

Total Debt₹856.92 Cr

D/E2.89x

Interest %282.05%

Curr Interest₹23.89 Cr

Price / range

Close₹127.30

vs 52W High-63.32%

vs 52W Low+7.02%

MA50—

MA200—

Returns

1D+1.31%

1W-16.44%

1M-49.81%

3M-52.32%

6M-51.96%

1Y-56.91%

2Y-65.46%

3Y-50.51%

5Y-25.12%

Diwali-58.26%

Sector peers — Housing Finance Company

Company	Close	Mkt Cap	TTM P/E	ROE
BAJAJHFL	85.58	₹71.31K Cr	35.22	11.95%
LICHSGFIN	548.15	₹30.15K Cr	5.27	13.82%
PNBHOUSING	1133.10	₹29.53K Cr	12.56	12.23%
AADHARHFC	461.65	₹20.19K Cr	17.57	15.12%
SAMMAANCAP	143.92	₹16.76K Cr	-1.55	-40.38%
HOMEFIRST	1241.30	₹12.97K Cr	22.19	13.34%
APTUS	237.68	₹11.90K Cr	16.27	14.44%
CANFINHOME	778.50	₹10.37K Cr	8.47	83.52%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	50.93+22.1%	57.24	50.45	89.52	41.72	199.34
Other Income	0.08	0.10	0.80	1.62	0.98	0.32
Total Income	54.03+26.5%	57.33	51.25	91.14	42.70	199.66
Interest	23.89	22.69	20.11	34.86	16.75	77.66
Expenditure	-44.01-26.3%	-45.74	-40.86	-72.97	-34.85	-159.52
PBDT	0	0	0	0	0	0
Depreciation	-1.23	-1.43	-1.53	-2.95	-1.44	-5.91
PBT	10.01+27.5%	11.59	10.39	18.17	7.85	40.15
Tax	-1.54	-2.34	-2.18	-3.13	-1.07	-7.66
Equity	15.71	15.70	15.69	15.68	15.68	15.70
OPM	18.53	20.22	20.27	19.94	18.38	20.11
Net Profit	8.47+24.9%	9.25	8.21	15.03	6.78	32.49
NPM	15.68	16.13	16.02	16.49	15.88	16.27
EPS	5.39+24.5%	5.89	5.23	9.59	4.33	20.71

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 18-19	FY 17-18	FY 16-17	FY 15-16
Revenue	199.34+31.6%	151.50	59.33+73.8%	34.13+134.9%	14.53+42.2%	10.22
Other Income	0.32	3.05	0.16	0.13	0.03	0.04
Total Income	199.66+29.2%	154.55	59.49+73.6%	34.26+135.3%	14.56+42.0%	10.25
Expenditure	-159.52-28.1%	-124.49	-39.53-91.7%	-20.62-103.2%	-10.15-202.1%	-3.36
Interest	-77.66	-62.04	-23.01	-11.27	0	-4.05
PBDT	0	0	0	13.64	4.03	2.85
Depreciation	-5.91	-6.65	-0.55	-0.44	0	-0.08
PBT	40.15+33.6%	30.06	19.97+51.3%	13.20+227.5%	4.03+45.5%	2.77
Tax	-7.66	-5.66	-5.80	-3.58	-1.32	-0.90
Equity	15.70	15.68	0	13	13	11.31
OPM (%)	20.11	19.45	34.00	39.96	27.73	67.49
Net Profit	32.49+33.2%	24.40	14.17+47.3%	9.62+255.0%	2.71+44.9%	1.87
NPM (%)	16.27	15.78	24.00	28.19	18.64	18.27
EPS (Rs)	20.71+18.7%	17.45	10.90+47.3%	7.40	0-100.0%	1.65
CEPS	20.69	17.44	10.90	7.74	2.08	1.72

Metric	FY25-26
Revenue	199.34
Other Income	0.32
Total Income	199.66
Interest	77.66
Expenditure	-159.52
PBDT	0
Depreciation	-5.91
PBT	40.15
Tax	-7.66
Equity	15.70
OPM	20.11
Net Profit	32.49
NPM	16.27
EPS	20.71

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25
Revenue	199.34+31.6%	151.50
Other Income	0.32	3.05
Total Income	199.66+29.2%	154.55
Expenditure	-159.52-28.1%	-124.49
Interest	-77.66	-62.04
PBDT	0	0
Depreciation	-5.91	-6.65
PBT	40.15+33.6%	30.06
Tax	-7.66	-5.66
Equity	15.70	15.68
OPM (%)	20.11	19.45
Net Profit	32.49+33.2%	24.40
NPM (%)	16.27	15.78
EPS (Rs)	20.71+18.7%	17.45
CEPS	20.69	17.44

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

Year	Type	Amount	Ex-Date
2015	Interim Dividend	0.25	19 Mar 2015

Bonus

Year	Ratio	Ex-Date
2014	2:5	29 May 2014

Split

No split history.

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split