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Home First Finance Company India LtdHousing Finance CompanyINE481N01025Standalone₹1244.25+70.45 (+6.00%)Jun-26

Valuation

Market Cap₹12.97K Cr

TTM PE22.19x

Forward PE21.56x

PEG3.21

Book Value₹416.79

P/B2.98x

TTM EPS₹55.94

Fwd EPS₹57.57

TTM Revenue₹2.00K Cr

TTM PAT₹581.35 Cr

Last Qtr PAT₹159.85 Cr

Profitability

ROE13.34%

ROCE10.00%

TTM NPM29.08%

Curr OPM29.61%

Last OPM29.61%

Curr NPM—

Last NPM—

Curr EPS₹15.31

Last EPS₹14.35

Balance sheet

Equity₹20.87 Cr

Reserve₹4.34K Cr

Total Debt₹10,590.05 Cr

D/E2.43x

Interest %130.40%

Curr Interest₹208.45 Cr

Price / range

Close₹1241.30

vs 52W High-5.46%

vs 52W Low+38.86%

MA50—

MA200—

Returns

1D+5.80%

1W+5.03%

1M+5.51%

3M+8.51%

6M+26.43%

1Y-3.11%

2Y+0.60%

3Y+47.10%

5Y—

Diwali+12.84%

Sector peers — Housing Finance Company

Company	Close	Mkt Cap	TTM P/E	ROE
BAJAJHFL	85.58	₹71.31K Cr	35.22	11.95%
LICHSGFIN	548.15	₹30.15K Cr	5.27	13.82%
PNBHOUSING	1133.10	₹29.53K Cr	12.56	12.23%
AADHARHFC	461.65	₹20.19K Cr	17.57	15.12%
SAMMAANCAP	143.92	₹16.76K Cr	-1.55	-40.38%
HOMEFIRST	1241.30	₹12.97K Cr	22.19	13.34%
APTUS	237.68	₹11.90K Cr	16.27	14.44%
CANFINHOME	778.50	₹10.37K Cr	8.47	83.52%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	538.01+18.6%	501.41	482.25	477.32	453.61	1,914.59
Other Income	1.83	3.33	1.43	1.73	1.65	8.13
Total Income	539.84+18.6%	504.74	483.68	479.05	455.27	1,922.72
Interest	208.45	195.32	194.10	202.62	200.28	792.32
Expenditure	-332.21-11.2%	-309.55	-300.84	-305.81	-298.77	-1,214.97
PBDT	0	0	0	0	0	0
Depreciation	-5.30	-5.10	-4.88	-4.54	-4.39	-18.90
PBT	207.64+32.7%	195.19	182.83	173.23	156.50	707.75
Tax	-47.78	-45.75	-42.63	-41.39	-37.61	-167.37
Equity	20.91	20.87	20.79	20.71	20.65	20.87
OPM	38.46	38.67	37.80	36.16	34.38	36.81
Net Profit	159.85+34.5%	149.45	140.20	131.85	118.89	540.38
NPM	29.61	29.61	28.99	27.52	26.11	28.11
EPS	15.31+31.0%	14.35	13.52	12.76	11.69	52.35

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25
Revenue	1,914.59+25.1%	1,529.95
Other Income	8.13	9.26
Total Income	1,922.72+24.9%	1,539.20
Expenditure	-1,214.97-17.1%	-1,037.62
Interest	-792.32	-715.27
PBDT	0	0
Depreciation	-18.90	-15.53
PBT	707.75+41.1%	501.59
Tax	-167.37	-119.52
Equity	20.87	18.01
OPM (%)	36.81	32.59
Net Profit	540.38+41.4%	382.07
NPM (%)	28.11	24.82
EPS (Rs)	52.35+22.2%	42.83
CEPS	51.59	42.07

Metric	FY25-26
Revenue	1,914.59
Other Income	8.13
Total Income	1,922.72
Interest	792.32
Expenditure	-1,214.97
PBDT	0
Depreciation	-18.90
PBT	707.75
Tax	-167.37
Equity	20.87
OPM	36.81
Net Profit	540.38
NPM	28.11
EPS	52.35

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25
Revenue	1,914.59+25.1%	1,529.95
Other Income	8.13	9.26
Total Income	1,922.72+24.9%	1,539.20
Expenditure	-1,214.97-17.1%	-1,037.62
Interest	-792.32	-715.27
PBDT	0	0
Depreciation	-18.90	-15.53
PBT	707.75+41.1%	501.59
Tax	-167.37	-119.52
Equity	20.87	18.01
OPM (%)	36.81	32.59
Net Profit	540.38+41.4%	382.07
NPM (%)	28.11	24.82
EPS (Rs)	52.35+22.2%	42.83
CEPS	51.59	42.07

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

Year	Type	Amount	Ex-Date
2026	Final Dividend	5.2	29 May 2026
2025	Final Dividend	3.7	30 May 2025
2024	Final Dividend	3.4	07 Jun 2024
2023	Final Dividend	2.6	19 May 2023

Bonus

No bonus history.

Split

No split history.

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split