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LIC Housing Finance LtdHousing Finance CompanyINE115A01026Consolidated₹548.15+2.25 (+0.41%)Jun-26

Valuation

Market Cap₹30.15K Cr

TTM PE5.25x

Forward PE5.15x

PEG2.19

Book Value₹753.17

P/B0.73x

TTM EPS₹104.33

Fwd EPS₹106.40

TTM Revenue₹28.68K Cr

TTM PAT₹5.74K Cr

Last Qtr PAT₹1,499.03 Cr

Profitability

ROE13.85%

ROCE8.82%

TTM NPM20.01%

Curr OPM21.16%

Last OPM20.70%

Curr NPM—

Last NPM—

Curr EPS₹27.25

Last EPS₹27.13

Balance sheet

Equity₹110.08 Cr

Reserve₹41.32K Cr

Total Debt₹264,420.80 Cr

D/E6.38x

Interest %329.97%

Curr Interest₹4,946.35 Cr

Price / range

Close₹548.15

vs 52W High—

vs 52W Low—

MA50—

MA200—

Returns

1D+0.41%

1W-2.62%

1M+9.89%

3M-0.36%

6M+9.29%

1Y-7.56%

2Y-18.71%

3Y+20.22%

5Y+31.21%

Diwali+2.30%

Sector peers — Housing Finance Company

Company	Close	Mkt Cap	TTM P/E	ROE
BAJAJHFL	85.58	₹71.31K Cr	35.22	11.95%
LICHSGFIN	548.15	₹30.15K Cr	5.25	13.85%
PNBHOUSING	1133.10	₹29.53K Cr	12.75	12.05%
AADHARHFC	461.65	₹20.19K Cr	17.57	15.13%
SAMMAANCAP	143.92	₹16.76K Cr	-1.61	-38.10%
HOMEFIRST	1241.30	₹12.97K Cr	22.19	13.34%
APTUS	237.68	₹11.90K Cr	12.07	19.46%
CANFINHOME	778.50	₹10.37K Cr	8.47	83.52%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	7,062.45-2.4%	7,194.34	7,186.98	7,163.32	7,233.13	28,764.60
Other Income	3.08	0.18	0.01	6.42	0.01	7.03
Total Income	7,065.53-2.3%	7,194.52	7,186.99	7,169.74	7,233.14	28,771.66
Interest	4,948.05	4,787.48	4,942.13	4,995.08	5,047.28	19,775.19
Expenditure	-5,177.10+6.4%	-5,260.28	-5,444.48	-5,465.03	-5,533.98	-21,691.04
PBDT	0	0	0	0	0	0
Depreciation	-29.02	-29.83	-32.54	-31.32	-23.89	-117.58
PBT	1,888.43+11.1%	1,934.24	1,742.51	1,704.71	1,699.16	7,080.62
Tax	-400.11	-436.83	-358.56	-350.84	-339.24	-1,485.47
Equity	110.08	110.08	110.08	110.08	110.08	110.08
OPM	26.73	26.88	24.25	23.78	23.49	24.61
Net Profit	1,488.32+9.4%	1,497.41	1,383.95	1,353.87	1,359.92	5,595.15
NPM	21.06	20.81	19.26	18.88	18.80	19.45
EPS	27.06+9.5%	27.22	25.16	24.61	24.72	101.72

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 18-19	FY 17-18	FY 16-17	FY 15-16
Revenue	28,764.63+2.5%	28,050.14	17,355.02+16.0%	14,959.66+7.0%	13,986.94+12.8%	12,396.15
Other Income	7.03	6.08	6.70	113.25	93.41	89.31
Total Income	28,771.66+2.6%	28,056.22	17,361.72+15.2%	15,072.91+7.0%	14,080.35+12.8%	12,485.46
Expenditure	-21,691.04-2.3%	-21,200.41	-13,982.17-16.5%	-12,001.05-8.0%	-11,115.14-1735.9%	-605.42
Interest	-19,775.19	-19,531.95	-12,891.55	-11,124.65	0	-9,306.76
PBDT	0	0	0	3,071.85	2,955.77	2,573.28
Depreciation	-117.58	-93.93	-11.73	-9.98	0	-9.72
PBT	7,080.62+3.3%	6,855.81	3,379.55+10.4%	3,061.87+3.6%	2,955.77+15.3%	2,563.55
Tax	-1,485.47	-1,426.79	-948.58	-1,072.28	-1,024.72	-902.76
Equity	110.08	110.08	0	100.93	100.93	100.93
OPM (%)	24.61	24.44	19.00	20.53	21.13	95.84
Net Profit	5,595.15+3.1%	5,429.02	2,430.97+22.2%	1,989.59+3.0%	1,931.05+16.3%	1,660.79
NPM (%)	19.45	19.35	14.00	13.30	13.81	13.40
EPS (Rs)	101.72+3.1%	98.70	48.17+22.2%	39.42	0-100.0%	32.91
CEPS	101.72	98.70	0	39.62	38.26	33.10

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	7,082.59-2.3%	7,211.92	7,208.92	7,179.25	7,250.16	28,837.10
Other Income	2.99	0.09	5.36	0.52	0	6.38
Total Income	7,085.58-2.3%	7,212.01	7,214.28	7,179.77	7,250.16	28,843.49
Interest	4,946.35	4,786.36	4,940.87	4,994.08	5,046.01	19,770.55
Expenditure	-5,186.54+6.5%	-5,280.70	-5,452.73	-5,476.79	-5,545.84	-21,743.34
PBDT	0	0	0	0	0	0
Depreciation	-30.15	-30.94	-33.55	-32.33	-24.90	-121.72
PBT	1,899.04+11.4%	1,931.31	1,761.55	1,702.98	1,704.32	7,100.15
Tax	-402.15	-440.85	-364.15	-353.63	-340.60	-1,499.23
Equity	110.08	110.08	110.08	110.08	110.08	110.08
OPM	26.80	26.78	24.42	23.72	23.51	24.62
Net Profit	1,499.03+9.9%	1,492.62	1,398.27	1,349.37	1,364	5,604.24
NPM	21.16	20.70	19.38	18.79	18.81	19.43
EPS	27.25+9.9%	27.13	25.42	24.53	24.80	101.87

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 18-19
Revenue	28,837.11+2.6%	28,110.08	17,355.02
Other Income	6.38	0.62	0
Total Income	28,843.49+2.6%	28,110.70	17,355.02
Expenditure	-21,743.34-2.4%	-21,234.78	-13,982.17
Interest	-19,770.55	-19,528.36	12,891.55
PBDT	0	0	0
Depreciation	-121.72	-97.77	-11.73
PBT	7,100.15+3.3%	6,875.92	3,379.55
Tax	-1,499.23	-1,436.16	948.58
Equity	110.08	110.08	0
OPM (%)	24.62	24.46	19.47
Net Profit	5,604.24+3.0%	5,442.70	2,430.97
NPM (%)	19.43	19.36	14.01
EPS (Rs)	101.87+3.0%	98.95	48.17
CEPS	101.87	98.95	48.17

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

Year	Type	Amount	Ex-Date
2026	Final Dividend	10	21 Aug 2026
2025	Final Dividend	10	22 Aug 2025
2024	Final Dividend	9	23 Aug 2024
2023	Final Dividend	8.5	18 Aug 2023
2022	Final Dividend	8.5	19 Sep 2022
2021	Final Dividend	8.5	16 Sep 2021
2020	Final Dividend	8	17 Sep 2020
2019	Final Dividend	7.6	16 Aug 2019
2018	Final Dividend	6.8	09 Aug 2018
2017	Final Dividend	6.2	08 Aug 2017
2016	Final Dividend	5.5	09 Aug 2016
2015	Final Dividend	5	07 Aug 2015
2014	Final Dividend	4.5	07 Aug 2014
2013	Final Dividend	3.8	09 Jul 2013
2012	Final Dividend	3.6	06 Jul 2012
2011	Final Dividend	3.5	04 Jul 2011
2010	Final Dividend	15	29 Jun 2010
2009	Final Dividend	13	29 Jun 2009
2008	Final Dividend	10	13 Jun 2008

Bonus

No bonus history.

Split

Year	Ratio	Ex-Date
2010	Rs.10/- to Rs.2/-	30 Dec 2010

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split