IndiaOne Finance - Company Dashboard

Governance Classic Home

Sammaan Capital LtdHousing Finance CompanyINE148I01020Consolidated₹143.92+1.70 (+1.20%)Jun-26

Valuation

Market Cap₹16.76K Cr

TTM PE-1.61x

Forward PE-1.16x

PEG-0.71

Book Value₹163.08

P/B0.88x

TTM EPS₹-89.32

Fwd EPS₹-124.15

TTM Revenue₹7.42K Cr

TTM PAT₹-7235.56 Cr

Last Qtr PAT₹243.30 Cr

Profitability

ROE-38.10%

ROCE-4.75%

TTM NPM-97.54%

Curr OPM14.46%

Last OPM-595.11%

Curr NPM—

Last NPM—

Curr EPS₹2.13

Last EPS₹-99.10

Balance sheet

Equity₹228.76 Cr

Reserve₹18.76K Cr

Total Debt₹47,661.29 Cr

D/E2.51x

Interest %548.81%

Curr Interest₹1,335.26 Cr

Price / range

Close₹143.92

vs 52W High—

vs 52W Low—

MA50—

MA200—

Returns

1D+1.20%

1W-2.29%

1M-4.20%

3M-17.48%

6M+2.00%

1Y+3.47%

2Y-10.80%

3Y-27.68%

5Y-37.08%

Diwali-0.23%

Sector peers — Housing Finance Company

Company	Close	Mkt Cap	TTM P/E	ROE
BAJAJHFL	85.58	₹71.31K Cr	35.22	11.95%
LICHSGFIN	548.15	₹30.15K Cr	5.25	13.85%
PNBHOUSING	1133.10	₹29.53K Cr	12.75	12.05%
AADHARHFC	461.65	₹20.19K Cr	17.57	15.13%
SAMMAANCAP	143.92	₹16.76K Cr	-1.61	-38.10%
HOMEFIRST	1241.30	₹12.97K Cr	22.19	13.34%
APTUS	237.68	₹11.90K Cr	12.07	19.46%
CANFINHOME	778.50	₹10.37K Cr	8.47	83.52%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	1,494.42-31.8%	1,215.38	2,046.14	2,062.55	2,191.87	7,515.94
Other Income	24.70	7.89	7.34	6.57	8.33	30.12
Total Income	1,519.12-31.0%	1,223.27	2,053.48	2,069.12	2,200.20	7,546.06
Interest	1,237.18	1,575.69	1,386.65	1,221.45	1,132.09	5,315.88
Expenditure	-1,223.89+31.6%	-5,571.15	-1,680.25	-1,695.75	-1,788.58	-10,735.74
PBDT	0	0	0	0	0	0
Depreciation	-17.33	-22.18	-18.51	-18.44	-18.69	-77.82
PBT	295.23-28.3%	-10,847.05	373.23	373.37	411.62	-9,688.85
Tax	-69.63	2,391.94	-88.46	-97.92	-114.18	2,091.38
Equity	232.51	231.94	165.94	165.88	165.88	231.94
OPM	19.43	-886.73	18.18	18.04	18.71	-128.40
Net Profit	225.60-24.2%	-8,455.11	284.77	275.45	297.44	-7,597.47
NPM	14.85	-691.19	13.87	13.31	13.52	-100.68
EPS	1.94-46.0%	-101.46	3.43	3.32	3.59	0

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 17-18	FY 16-17	FY 15-16
Revenue	7,515.94-1.2%	7,610.40	12,214.76+21.8%	10,031.71+26.5%	7,932.93
Other Income	30.12	60.74	1,568.02	1,285.46	908.99
Total Income	7,546.06-1.6%	7,671.14	13,782.78+21.8%	11,317.17+28.0%	8,841.92
Expenditure	-10,735.74-67.8%	-6,397.36	-9,165.73-20.4%	-7,615.68-721.6%	-926.91
Interest	-5,315.88	-4,409.60	-7,354.81	0	-4,842.41
PBDT	0	0	4,617.05	3,680.78	3,072.60
Depreciation	-77.82	-78.70	-26.97	0	-19.37
PBT	-9,688.85-860.6%	1,273.78	4,590.08+24.7%	3,680.78+20.6%	3,053.23
Tax	2,091.38	-331.09	-1,023.56	-838.40	-759.10
Equity	231.94	165.88	85.31	84.77	84.26
OPM (%)	-128.40	16.60	37.80	36.69	99.77
Net Profit	-7,597.47-905.9%	942.69	3,566.52+25.5%	2,842.38+23.9%	2,294.12
NPM (%)	-100.68	12.29	29.20	28.33	28.92
EPS (Rs)	0-100.0%	13.69	83.90	0-100.0%	58.55
CEPS	0	13.66	84.25	67.06	54.91

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	1,651.93-31.2%	1,357.66	2,157.54	2,250.60	2,400.33	8,166.16
Other Income	30.88	3.66	0.33	9.92	9.10	24.07
Total Income	1,682.81-30.2%	1,361.32	2,157.87	2,260.52	2,409.43	8,190.23
Interest	1,335.26	1,678.56	1,457.67	1,286	1,196.12	5,618.36
Expenditure	-1,356.80+30.1%	-4,958.77	-1,738.80	-1,835.49	-1,941.32	-10,475.48
PBDT	0	0	0	0	0	0
Depreciation	-20.11	-25.04	-21.12	-21.24	-21.03	-88.43
PBT	326.01-30.4%	-10,096.62	419.07	425.03	468.11	-8,784.42
Tax	-82.71	1,995.21	-104.99	-116.56	-133.81	1,639.86
Equity	229.34	228.76	162.76	162.70	162.70	228.76
OPM	19.37	-741.68	19.42	18.80	19.43	-107.25
Net Profit	243.30-27.2%	-8,101.41	314.08	308.47	334.30	-7,144.56
NPM	14.46	-595.11	14.56	13.65	13.87	-87.23
EPS	2.13-48.0%	-99.10	3.86	3.79	4.10	0

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25
Revenue	8,166.16-5.3%	8,623.33
Other Income	24.07	59.92
Total Income	8,190.23-5.7%	8,683.25
Expenditure	-10,475.48+5.3%	-11,058.82
Interest	-5,618.36	-4,791.36
PBDT	0	0
Depreciation	-88.43	-83.02
PBT	-8,784.42-269.8%	-2,375.57
Tax	1,639.86	568.11
Equity	228.76	162.70
OPM (%)	-107.25	-27.36
Net Profit	-7,144.56-295.3%	-1,807.46
NPM (%)	-87.23	-20.82
EPS (Rs)	0	0
CEPS	0	0

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

Year	Type	Amount	Ex-Date
2024	Final Dividend	2	20 Sep 2024
2023	Final Dividend	1.25	18 Sep 2023
2022	Interim Dividend	9	28 May 2021
2020	Interim Dividend	6	13 Feb 2020
2020	Interim Dividend	7	18 Nov 2019
2020	Interim Dividend	8	19 Aug 2019
2020	Interim Dividend	10	07 May 2019
2019	Interim Dividend	10	11 Feb 2019
2019	Interim Dividend	10	25 Oct 2018
2019	Interim Dividend	10	13 Aug 2018
2019	Interim Dividend	10	02 May 2018
2018	Interim Dividend	14	01 Feb 2018
2018	Interim Dividend	9	01 Nov 2017
2018	Interim Dividend	9	02 Aug 2017
2018	Interim Dividend	9	04 May 2017
2017	Interim Dividend	9	09 Feb 2017
2017	Interim Dividend	9	02 Nov 2016
2017	Interim Dividend	9	05 Aug 2016
2016	Interim Dividend	9	18 Mar 2016
2016	Interim Dividend	9	01 Feb 2016
2016	Interim Dividend	9	02 Nov 2015
2016	Interim Dividend	9	30 Jul 2015
2016	Interim Dividend	9	06 May 2015
2015	Interim Dividend	9	29 Jan 2015
2015	Interim Dividend	9	25 Sep 2014
2015	Interim Dividend	8	04 Aug 2014
2015	Interim Dividend	9	06 May 2014
2014	Interim Dividend	7	30 Jan 2014
2014	Interim Dividend	7	31 Oct 2013
2014	Interim Dividend	6	01 Aug 2013

Bonus

No bonus history.

Split

No split history.

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split