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India Shelter Finance Corporation LtdHousing Finance CompanyINE922K01024Standalone₹681.55+10.80 (+1.61%)Jun-26

Valuation

Market Cap₹7.42K Cr

TTM PE13.99x

Forward PE13.65x

PEG3.11

Book Value₹293.80

P/B2.32x

TTM EPS₹48.73

Fwd EPS₹49.95

TTM Revenue₹1.53K Cr

TTM PAT₹528.85 Cr

Last Qtr PAT₹143.02 Cr

Profitability

ROE16.54%

ROCE12.00%

TTM NPM34.68%

Curr OPM33.07%

Last OPM34.10%

Curr NPM—

Last NPM—

Curr EPS₹13.15

Last EPS₹12.89

Balance sheet

Equity₹54.38 Cr

Reserve₹3.14K Cr

Total Debt₹6,246.04 Cr

D/E1.95x

Interest %84.69%

Curr Interest₹121.12 Cr

Price / range

Close₹681.85

vs 52W High-26.20%

vs 52W Low+9.95%

MA50—

MA200—

Returns

1D+1.74%

1W+4.52%

1M+1.78%

3M-11.40%

6M-8.93%

1Y-24.56%

2Y-7.31%

3Y—

5Y—

Diwali-16.47%

Sector peers — Housing Finance Company

Company	Close	Mkt Cap	TTM P/E	ROE
BAJAJHFL	85.58	₹71.31K Cr	35.22	11.95%
LICHSGFIN	548.15	₹30.15K Cr	5.27	13.82%
PNBHOUSING	1133.10	₹29.53K Cr	12.56	12.23%
AADHARHFC	461.65	₹20.19K Cr	17.57	15.12%
SAMMAANCAP	143.92	₹16.76K Cr	-1.55	-40.38%
HOMEFIRST	1241.30	₹12.97K Cr	22.19	13.34%
APTUS	237.68	₹11.90K Cr	16.27	14.44%
CANFINHOME	778.50	₹10.37K Cr	8.47	83.52%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	356.05-1.4%	410.65	389.50	368.91	360.93	1,529.99
Other Income	0.06	0.04	0.02	0.04	0.10	0.19
Total Income	432.45+19.8%	410.69	389.52	368.95	361.03	1,530.19
Interest	121.12	115.19	113.53	109.63	106.46	444.80
Expenditure	-247.27-20.0%	-228.19	-229.78	-211.16	-206.07	-875.19
PBDT	0	0	0	0	0	0
Depreciation	-3.08	-3.10	-3.31	-3.19	-2.78	-12.38
PBT	185.18+19.5%	182.50	159.75	157.79	154.96	655
Tax	-42.16	-42.44	-35.81	-35.96	-35.73	-149.93
Equity	54.43	54.38	54.31	54.18	53.97	54.38
OPM	42.82	44.44	41.01	42.77	42.92	42.80
Net Profit	143.02+20.0%	140.06	123.94	121.83	119.23	505.06
NPM	33.07	34.10	31.82	33.02	33.02	33.01
EPS	13.15+19.0%	12.89	11.42	11.27	11.05	46.63

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25
Revenue	1,529.99+31.4%	1,164.50
Other Income	0.19	10.30
Total Income	1,530.19+30.3%	1,174.80
Expenditure	-875.19-27.4%	-686.71
Interest	-444.80	-354.88
PBDT	0	0
Depreciation	-12.38	-11.60
PBT	655+34.2%	488.09
Tax	-149.93	-111.04
Equity	54.38	53.95
OPM (%)	42.80	41.55
Net Profit	505.06+34.0%	377.05
NPM (%)	33.01	32.09
EPS (Rs)	46.63+32.8%	35.10
CEPS	45.13	33.86

Metric	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	FY25-26
Revenue	408.23+24.7%	389.74	369.21	361.22	327.29	1,528.39
Other Income	0.04	0.02	0.03	0.09	0.13	0.19
Total Income	408.27+24.7%	389.76	369.24	361.31	327.42	1,528.58
Interest	115.19	113.53	109.63	106.46	101.59	444.80
Expenditure	-228.24-21.5%	-229.81	-211.16	-206.07	-187.82	-875.29
PBDT	0	0	0	0	0	0
Depreciation	-3.10	-3.31	-3.19	-2.78	-2.98	-12.38
PBT	180.03+29.0%	159.95	158.07	155.24	139.60	653.29
Tax	-42.44	-35.88	-36.03	-35.79	-31.47	-150.14
Equity	54.38	54.31	54.18	53.97	53.95	54.38
OPM	44.10	41.04	42.81	42.97	42.64	42.74
Net Profit	137.59+27.2%	124.07	122.04	119.45	108.13	503.15
NPM	33.70	31.83	33.05	33.06	33.02	32.92
EPS	12.66+26.2%	11.44	11.29	11.07	10.03	46.46

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25
Revenue	1,528.39+31.1%	1,165.64
Other Income	0.19	10.29
Total Income	1,528.58+30.0%	1,175.93
Expenditure	-875.29-27.5%	-686.74
Interest	-444.80	-354.88
PBDT	0	0
Depreciation	-12.38	-11.60
PBT	653.29+33.5%	489.19
Tax	-150.14	-111.32
Equity	54.38	53.95
OPM (%)	42.74	41.60
Net Profit	503.15+33.2%	377.87
NPM (%)	32.92	32.13
EPS (Rs)	46.46+32.1%	35.18
CEPS	44.96	33.93

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

Year	Type	Amount	Ex-Date
2026	Final Dividend	10	19 Jun 2026
2025	Final Dividend	5	04 Jul 2025

Bonus

No bonus history.

Split

No split history.

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split