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Pine Labs LtdFinancial Technology (Fintech)INE15B701018Consolidated₹192.25+8.00 (+4.34%)Jun-26

Valuation

Market Cap₹22.16K Cr

TTM PE169.95x

Forward PE134.61x

PEG9.60

Book Value₹51.09

P/B3.76x

TTM EPS₹1.13

Fwd EPS₹1.43

TTM Revenue₹2.83K Cr

TTM PAT₹127.29 Cr

TTM EBITDA₹408.66 Cr

TTM EBIT₹130.47 Cr

Last Qtr PAT₹19.57 Cr

Last Qtr EBITDA₹94.89 Cr

Last Qtr EBIT₹21.59 Cr

Profitability

ROE2.16%

ROCE4.03%

TTM NPM4.50%

TTM EBITDA %14.43%

Curr OPM2.56%

Last OPM8.01%

Curr NPM—

Last NPM—

Curr EPS₹0.17

Last EPS₹0.52

Balance sheet

Equity₹114.83 Cr

Reserve₹5.78K Cr

Total Debt₹440.65 Cr

D/E0.07x

Interest %65.46%

Curr Interest₹12.81 Cr

Price / range

Close₹192.04

vs 52W High—

vs 52W Low—

MA50—

MA200—

Returns

1D+4.10%

1W-4.99%

1M+19.86%

3M+28.34%

6M+12.20%

1Y—

2Y—

3Y—

5Y—

Diwali-18.35%

Sector peers — Financial Technology (Fintech)

Company	Close	Mkt Cap	TTM P/E	ROE
PAYTM	1849.90	₹1.18L Cr	182.08	4.05%
POLICYBZR	1743.00	₹80.65K Cr	107.39	10.24%
PINELABS	192.04	₹22.16K Cr	169.95	2.16%
INFIBEAM	16.08	₹5.62K Cr	18.48	6.89%
MOBIKWIK	212.48	₹1.67K Cr	-131.16	-2.33%
WSFX	64.01	₹81.12 Cr	-16.33	—
SUVIDHAA	2.22	₹46.58 Cr	-6.17	-28.70%
AGSTRA	1.93	₹24.79 Cr	-0.14	-31.74%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, EBITDA, EBIT, PBT, Net Profit and EPS

Metric	Jun-26	Mar-26	Dec-25	Sep-25	FY25-26
Revenue	535	515.42	548.40	435	1,926.09
Other Income	48.01	56.81	50.42	21.17	172.29
Total Income	583.01	572.23	598.82	456.17	2,098.38
Interest	10.43	13.52	19.83	18.29	70.39
Expenditure	-524.47	-490.91	-513.04	-459.17	-1,917.31
PBDT	0	0	0	0	0
EBITDA	75.45	89.34	103.67	40.84	271.38
Depreciation	-54.49	-51.31	-48.48	-46.72	-192.21
EBIT	20.96	38.03	55.19	-5.88	79.17
PBT	58.54	89.84	74.96	-3	178.77
Tax	-14.88	-22.55	-18.33	0.80	-28.89
Equity	115.39	114.83	0	44.71	114.83
OPM	10.04	15.70	13.67	-0.66	8.52
Net Profit	43.66	67.29	56.63	-2.20	149.88
NPM	7.49	11.76	10.33	-0.48	7.14
EPS	0.38	0.59	0.51	-0.02	1.39

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26
Revenue	1,926.09
Other Income	172.29
Total Income	2,098.38
Expenditure	-1,917.31
Interest	-70.39
PBDT	0
EBITDA	271.38
Depreciation	-192.21
EBIT	79.17
PBT	178.77
Tax	-28.89
Equity	114.83
OPM (%)	8.52
Net Profit	149.88
NPM (%)	7.14
EPS (Rs)	1.39
CEPS	1.36

Metric	Jun-26	Mar-26	Dec-25	Sep-25	FY25-26
Revenue	736.92	700.51	744.27	649.90	2,710.59
Other Income	28.95	40.93	35.45	23.01	136.56
Total Income	765.87	741.44	779.72	672.91	2,847.15
Interest	12.81	16.95	24.49	21.27	84.13
Expenditure	-728.14	-681.92	-704.91	-661.68	-2,706.37
PBDT	0	0	0	0	0
EBITDA	94.89	106.43	131.98	75.36	358.48
Depreciation	-73.30	-70.89	-68.13	-65.87	-270.13
EBIT	21.59	35.54	63.85	9.49	88.35
PBT	37.73	68.45	62.59	11.23	137.49
Tax	-18.16	-9.05	-20.16	-5.19	-24.77
Equity	115.39	114.83	0	44.71	114.83
OPM	4.93	9.23	8.03	1.67	4.83
Net Profit	19.57	59.36	42.39	5.97	112.51
NPM	2.56	8.01	5.44	0.89	3.95
EPS	0.17	0.52	0.38	0.06	1.05

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26
Revenue	2,710.59
Other Income	136.56
Total Income	2,847.15
Expenditure	-2,706.37
Interest	-84.13
PBDT	0
EBITDA	358.48
Depreciation	-270.13
EBIT	88.35
PBT	137.49
Tax	-24.77
Equity	114.83
OPM (%)	4.83
Net Profit	112.51
NPM (%)	3.95
EPS (Rs)	1.05
CEPS	1.02

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

No dividend history.

Bonus

No bonus history.

Split

No split history.

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split