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PB Fintech LtdFinancial Technology (Fintech)INE417T01026Consolidated₹1740.00-22.25 (-1.26%)Jun-26

Valuation

Market Cap₹80.65K Cr

TTM PE107.39x

Forward PE98.36x

PEG9.30

Book Value₹158.03

P/B11.03x

TTM EPS₹16.23

Fwd EPS₹17.72

TTM Revenue₹7.33K Cr

TTM PAT₹748.39 Cr

TTM EBITDA₹614.13 Cr

TTM EBIT₹471.52 Cr

Last Qtr PAT₹162.91 Cr

Last Qtr EBITDA₹139.27 Cr

Last Qtr EBIT₹99.15 Cr

Profitability

ROE10.24%

ROCE10.97%

TTM NPM10.20%

TTM EBITDA %8.37%

Curr OPM8.22%

Last OPM12.06%

Curr NPM—

Last NPM—

Curr EPS₹3.53

Last EPS₹5.65

Balance sheet

Equity₹92.54 Cr

Reserve₹7.22K Cr

Total Debt₹329.00 Cr

D/E0.04x

Interest %6.83%

Curr Interest₹11.13 Cr

Price / range

Close₹1743.00

vs 52W High—

vs 52W Low—

MA50—

MA200—

Returns

1D-1.25%

1W-3.10%

1M-0.46%

3M+7.41%

6M+12.92%

1Y-2.61%

2Y-3.46%

3Y+125.82%

5Y—

Diwali-3.28%

Sector peers — Financial Technology (Fintech)

Company	Close	Mkt Cap	TTM P/E	ROE
PAYTM	1849.90	₹1.18L Cr	182.08	4.05%
POLICYBZR	1743.00	₹80.65K Cr	107.39	10.24%
PINELABS	192.04	₹22.16K Cr	169.95	2.16%
INFIBEAM	16.08	₹5.62K Cr	18.48	6.89%
MOBIKWIK	212.48	₹1.67K Cr	-131.16	-2.33%
WSFX	64.01	₹81.12 Cr	-16.33	—
SUVIDHAA	2.22	₹46.58 Cr	-6.17	-28.70%
AGSTRA	1.93	₹24.79 Cr	-0.14	-31.74%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, EBITDA, EBIT, PBT, Net Profit and EPS

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	397.99+890.3%	65.14	53.66	49.38	40.19	208.37
Other Income	55.18	50.35	54.05	52.48	56.45	213.34
Total Income	453.17+368.9%	115.49	107.71	101.86	96.64	421.71
Interest	0.80	0.82	0.82	0.83	0.29	2.76
Expenditure	-32+63.9%	-106.40	-88.27	-101.13	-88.76	-384.57
PBDT	0	0	0	0	0	0
EBITDA	367.67+875.3%	-39.52	-32.90	-50.01	-47.42	-169.86
Depreciation	-0.88	-0.92	-0.89	-0.91	-0.86	-3.58
EBIT	366.79+859.7%	-40.44	-33.79	-50.92	-48.28	-173.44
PBT	421.17+5244.8%	18.62	19.44	0.73	7.88	46.67
Tax	-13.47	-0.84	-3.69	-0.04	-0.66	-5.23
Equity	92.54	92.54	92.53	0	91.85	92.54
OPM	92.94	16.12	18.05	1.48	8.15	11.07
Net Profit	407.70+5546.8%	17.78	15.75	0.69	7.22	41.44
NPM	89.97	15.40	14.62	1.40	7.47	9.83
EPS	8.82+5412.5%	0.38	0.34	0.01	0.16	0.90

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 23-24	FY 22-23
Revenue	208.37+35.8%	153.44+39.1%	110.29-17.8%	134.15
Other Income	213.34	258.49	252.11	194.74
Total Income	421.71+2.4%	411.93+13.7%	362.40+10.2%	328.88
Expenditure	-384.57+6.5%	-411.35-29.4%	-317.88+21.1%	-403.04
Interest	-2.76	-0.28	-0.62	-0.90
PBDT	0	0	0	0
EBITDA	-169.86+33.2%	-254.35-24.7%	-203.92+22.8%	-264.25
Depreciation	-3.58	-3.28	-3.05	-3.74
EBIT	-173.44+32.7%	-257.63-24.5%	-206.97+22.8%	-267.99
PBT	46.67+212.0%	14.96-66.2%	44.25+159.7%	-74.16
Tax	-5.23	-1.49	-8.06	0
Equity	92.54	91.85	0	0
OPM (%)	11.07	3.63	12.00	-23.00
Net Profit	41.44+207.6%	13.47-62.8%	36.19+148.8%	-74.16
NPM (%)	9.83	3.27	10.00	-23.00
EPS (Rs)	0.90+200.0%	0.30-63.0%	0.81+148.5%	-1.67
CEPS	0.89	0.29	0.78	-1.67

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	1,888.28+40.1%	2,061.33	1,771.15	1,613.55	1,347.99	6,794.02
Other Income	93.04	104.31	84.85	84.51	98.75	372.43
Total Income	1,981.32+37.0%	2,165.64	1,856	1,698.06	1,446.74	7,166.45
Interest	11.13	9.78	9.31	9.23	8.77	37.09
Expenditure	-1,800.26-32.8%	-1,887.72	-1,655.44	-1,558.82	-1,355.85	-6,457.84
PBDT	0	0	0	0	0	0
EBITDA	139.27+305.0%	218.26	158.78	97.82	34.39	509.24
Depreciation	-40.12	-34.87	-33.76	-33.86	-33.48	-135.97
EBIT	99.15+10795.6%	183.39	125.02	63.96	0.91	373.27
PBT	181.06+99.2%	277.92	200.56	139.24	90.89	708.61
Tax	-15.67	-10.74	-11.64	-7.17	-7.69	-37.24
Equity	92.54	92.54	0	0	91.85	92.54
OPM	9.14	12.83	10.81	8.20	6.28	9.89
Net Profit	162.91+92.5%	261.16	189.43	134.89	84.65	670.13
NPM	8.22	12.06	10.21	7.94	5.85	9.35
EPS	3.53+90.8%	5.65	4.11	2.94	1.85	14.58

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 23-24	FY 22-23
Revenue	6,794.02+36.5%	4,977.21+44.8%	3,437.68+34.4%	2,557.85
Other Income	372.43	407.73	380.57	258.99
Total Income	7,166.45+33.1%	5,384.94+41.0%	3,818.25+35.6%	2,816.84
Expenditure	-6,457.84-28.2%	-5,038.63-34.8%	-3,739.12-13.1%	-3,304.63
Interest	-37.09	-33.83	-26.46	-21.36
PBDT	0	0	0	0
EBITDA	509.24+443.6%	93.68+150.3%	-186.26+71.8%	-661.60
Depreciation	-135.97	-121.27	-88.72	-63.82
EBIT	373.27+1452.9%	-27.59+90.0%	-274.98+62.1%	-725.42
PBT	708.61+82.9%	387.36+389.5%	79.13+116.2%	-487.79
Tax	-37.24	-34.46	-12.70	0.02
Equity	92.54	91.85	0	0
OPM (%)	9.89	7.19	2.07	-17.32
Net Profit	670.13+89.8%	353.16+448.3%	64.41+113.2%	-487.94
NPM (%)	9.35	6.56	1.69	-17.32
EPS (Rs)	14.58+87.6%	7.77+418.0%	1.50+113.7%	-10.97
CEPS	14.16	7.65	1.45	-10.97

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

No dividend history.

Bonus

No bonus history.

Split

No split history.

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split