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SBI Cards and Payment Services LtdNon Banking Financial Company (NBFC)INE018E01016Standalone₹637.00-0.80 (-0.13%)Jun-26
Valuation
Market Cap₹61.96K Cr
TTM PE27.24x
Forward PE25.40x
PEG5.44
Book Value₹165.25
P/B3.94x
TTM EPS₹23.90
Fwd EPS₹25.64
TTM Revenue₹20.06K Cr
TTM PAT₹2.28K Cr
Last Qtr PAT₹664.44 Cr
Profitability
ROE14.47%
ROCE11.00%
TTM NPM11.34%
Curr OPM12.76%
Last OPM11.75%
Curr NPM—
Last NPM—
Curr EPS₹6.98
Last EPS₹6.40
Balance sheet
Equity₹951.60 Cr
Reserve₹14.77K Cr
Total Debt₹40,578.13 Cr
D/E2.58x
Interest %112.05%
Curr Interest₹744.53 Cr
Price / range
Close₹651.15
vs 52W High-32.52%
vs 52W Low+15.16%
MA50—
MA200—
Returns
1D+2.23%
1W-2.90%
1M+3.48%
3M+1.94%
6M-11.24%
1Y-26.96%
2Y-16.47%
3Y-20.61%
5Y-39.60%
Diwali-24.21%
Sector peers — Non Banking Financial Company (NBFC)
CompanyCloseMkt CapTTM P/EROE
BAJFINANCE1040.30₹6.48L Cr34.0116.68%
SHRIRAMFIN1010.00₹2.38L Cr18.8119.04%
CHOLAFIN1800.00₹1.53L Cr26.6018.84%
TATACAP351.35₹1.49L Cr40.627.92%
MUTHOOTFIN2841.10₹1.14L Cr10.7227.19%
SBICARD651.15₹61.96K Cr27.2414.47%
HDBFS698.40₹57.99K Cr20.9913.36%
SUNDARMFIN4730.60₹52.56K Cr27.2712.94%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Standalone

14 lines · 6 periods
MetricJun-26Mar-26Dec-25Sep-25Jun-25FY25-26
Revenue5,040.55+3.4%4,934.505,127.264,960.984,876.9219,899.60
Other Income164.81252.54226.16175.50158.47807.99
Total Income5,205.36+3.4%5,187.045,353.425,136.485,035.3920,707.62
Interest744.53713.62785.07760.07812.823,071.58
Expenditure-4,312.23-0.6%-4,371.13-4,604.31-4,536.71-4,287.03-17,794.43
PBDT000000
Depreciation-30.51-32.32-33.88-35.01-35.03-136.25
PBT893.13+19.3%815.91749.11599.77748.362,913.19
Tax-228.69-206.61-192.47-155-192.40-746.48
Equity951.61951.60951.58951.55951.53951.60
OPM17.1615.7313.9911.6814.8614.07
Net Profit664.44+19.5%609.30556.64444.77555.962,166.71
NPM12.7611.7510.408.6611.0410.46
EPS6.98+19.5%6.405.854.675.8422.77

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 5 years
MetricFY 25-26FY 24-25FY 20-21FY 19-20FY 18-19
Revenue19,899.63+10.1%18,072.229,277.48+0.0%9,276.40+32.5%6,999.11
Other Income807.99564.930475.89287.72
Total Income20,707.62+11.1%18,637.159,277.48-4.9%9,752.29+33.8%7,286.83
Expenditure-17,794.43-10.8%-16,056.477,953.75+199.1%-8,022.66-34.7%-5,955.23
Interest-3,071.58-3,178.401,043.401,300.931,017.21
PBDT001,446.9900
Depreciation-136.25-146.82123.26-103.80-81.10
PBT2,913.19+12.9%2,580.681,323.73-23.5%1,729.63+29.9%1,331.60
Tax-746.48-664.27339.21484.81468.88
Equity951.60951.36000
OPM (%)14.0713.8514.2717.7418.27
Net Profit2,166.71+13.1%1,916.41984.52-20.9%1,244.82+44.3%862.72
NPM (%)10.4610.2810.6112.7611.84
EPS (Rs)22.77+13.0%20.1510.48-21.5%13.35+41.6%9.43
CEPS22.7720.1410.4813.359.43

Consolidated

14 lines · 1 periods
MetricFY25-26
Revenue19,899.60
Other Income807.99
Total Income20,707.62
Interest3,071.58
Expenditure-17,794.43
PBDT0
Depreciation-136.25
PBT2,913.19
Tax-746.48
Equity951.60
OPM14.07
Net Profit2,166.71
NPM10.46
EPS22.77

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 2 years
MetricFY 25-26FY 24-25
Revenue19,899.63+10.1%18,072.22
Other Income807.99564.93
Total Income20,707.62+11.1%18,637.15
Expenditure-17,794.43-10.8%-16,056.47
Interest-3,071.58-3,178.40
PBDT00
Depreciation-136.25-146.82
PBT2,913.19+12.9%2,580.68
Tax-746.48-664.27
Equity951.60951.36
OPM (%)14.0713.85
Net Profit2,166.71+13.1%1,916.41
NPM (%)10.4610.28
EPS (Rs)22.77+13.0%20.15
CEPS22.7720.14

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

6
YearTypeAmountEx-Date
2026Interim Dividend2.511 Mar 2026
2025Interim Dividend2.525 Feb 2025
2024Interim Dividend2.528 Mar 2024
2023Interim Dividend2.529 Mar 2023
2022Interim Dividend2.530 Mar 2022
2021Interim Dividend115 May 2020

Bonus

0

No bonus history.

Split

0

No split history.

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