Governance Classic Home
Baid Finserv LtdNon Banking Financial Company (NBFC)INE020D01022Standalone₹11.05+0.65 (+6.25%)Jun-26
Valuation
Market Cap₹171.15 Cr
TTM PE10.05x
Forward PE11.51x
PEG-2.31
Book Value₹15.03
P/B0.74x
TTM EPS₹1.10
Fwd EPS₹0.96
TTM Revenue₹95.13 Cr
TTM PAT₹15.30 Cr
Last Qtr PAT₹4.34 Cr
Profitability
ROE6.57%
ROCE10.00%
TTM NPM16.08%
Curr OPM19.68%
Last OPM6.49%
Curr NPM—
Last NPM—
Curr EPS₹0.28
Last EPS₹0.07
Balance sheet
Equity₹30.98 Cr
Reserve₹201.82 Cr
Total Debt₹285.38 Cr
D/E1.23x
Interest %182.95%
Curr Interest₹7.94 Cr
Price / range
Close₹11.05
vs 52W High-18.09%
vs 52W Low+22.78%
MA50—
MA200—
Returns
1D+6.25%
1W-6.91%
1M+12.18%
3M+9.41%
6M+0.45%
1Y-2.30%
2Y-31.49%
3Y-66.45%
5Y-32.42%
Diwali-0.27%
Sector peers — Non Banking Financial Company (NBFC)
CompanyCloseMkt CapTTM P/EROE
BAJFINANCE1040.30₹6.48L Cr34.0116.68%
SHRIRAMFIN1010.00₹2.38L Cr18.8119.04%
CHOLAFIN1800.00₹1.53L Cr26.6018.84%
TATACAP351.35₹1.49L Cr40.627.92%
MUTHOOTFIN2841.10₹1.14L Cr10.7227.19%
SBICARD651.15₹61.96K Cr27.2414.47%
HDBFS698.40₹57.99K Cr20.9913.36%
SUNDARMFIN4730.60₹52.56K Cr27.2712.94%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Standalone

14 lines · 6 periods
MetricJun-26Mar-26Dec-25Sep-25Jun-25FY25-26
Revenue21.65-9.0%25.0124.6323.8423.7897.27
Other Income0.410.561.100.140.131.92
Total Income22.05-7.8%25.5725.7223.9823.9199.19
Interest7.947.818.187.997.9931.97
Expenditure-16.25+12.4%-23.41-19.27-17.90-18.54-79.11
PBDT000000
Depreciation-0.23-0.24-0.25-0.20-0.24-0.94
PBT5.81+8.2%2.176.466.085.3720.07
Tax-1.46-0.51-1.71-1.53-1.35-5.10
Equity30.9830.9830.0224.0124.0130.98
OPM26.358.4925.1225.3522.4620.24
Net Profit4.34+8.0%1.664.754.554.0214.97
NPM19.686.4918.4718.9716.8115.10
EPS0.28-15.2%0.070.370.380.331.15

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 6 years
MetricFY 25-26FY 24-25FY 18-19FY 17-18FY 16-17FY 15-16
Revenue97.27+18.7%81.9858.13+42.3%40.85+43.3%28.50+56.5%18.21
Other Income1.920.560.440.200.020.05
Total Income99.19+20.2%82.5558.57+42.7%41.05+43.9%28.52+56.2%18.26
Expenditure-79.11-22.8%-64.41-47.76-46.9%-32.52-43.9%-22.60-165.9%-8.50
Interest-31.97-29.34-28.39-18.010-5.54
PBDT0008.525.724.21
Depreciation-0.94-3.02-0.38-0.250-0.20
PBT20.07+10.6%18.1410.81+30.7%8.27+44.6%5.72+42.3%4.02
Tax-5.10-4.69-2.96-2.60-1.75-1.27
Equity30.9824.01010.1010.106.15
OPM (%)20.2421.9718.0020.8720.0853.58
Net Profit14.97+11.3%13.457.85+38.4%5.67+42.8%3.97+44.4%2.75
NPM (%)15.1016.2913.0013.8913.9315.10
EPS (Rs)1.15+2.7%1.127.77+38.3%5.620-100.0%4.47
CEPS1.151.127.775.873.934.79

Consolidated

14 lines · 1 periods
MetricFY25-26
Revenue97.27
Other Income1.92
Total Income99.19
Interest31.97
Expenditure-79.11
PBDT0
Depreciation-0.94
PBT20.07
Tax-5.10
Equity30.98
OPM20.24
Net Profit14.97
NPM15.10
EPS1.15

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 2 years
MetricFY 25-26FY 24-25
Revenue97.27+18.6%81.98
Other Income1.920.56
Total Income99.19+20.2%82.55
Expenditure-79.11-22.8%-64.41
Interest-31.97-29.34
PBDT00
Depreciation-0.94-3.02
PBT20.07+10.6%18.14
Tax-5.10-4.69
Equity30.9824.01
OPM (%)20.2421.97
Net Profit14.97+11.3%13.45
NPM (%)15.1016.29
EPS (Rs)1.15+2.7%1.12
CEPS1.151.12

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

11
YearTypeAmountEx-Date
2026Final Dividend0.116 Sep 2026
2025Final Dividend0.104 Sep 2025
2024Final Dividend0.109 Jul 2024
2023Final Dividend0.131 Aug 2023
2022Final Dividend0.117 Aug 2022
2021Final Dividend0.507 Sep 2021
2019Final Dividend120 Sep 2019
2018Final Dividend0.516 Aug 2018
2018Interim Dividend0.515 Feb 2018
2017Final Dividend0.507 Sep 2017
2017Interim Dividend0.527 Oct 2016

Bonus

1
YearRatioEx-Date
20221:120 Jun 2022

Split

1
YearRatioEx-Date
2022Rs.10/- to Rs.2/-12 Apr 2022
Loading company dashboard...
Fetching ratios, charts, and peers