Governance Classic Home
Satin Creditcare Network LtdMicrofinance InstitutionsINE836B01017Consolidated₹256.69+14.28 (+5.89%)
Valuation
Market Cap₹2.84K Cr
TTM PE5.30x
Forward PE4.60x
PEG0.18
Book Value₹287.20
P/B0.89x
TTM EPS₹48.40
Fwd EPS₹55.81
TTM Revenue₹3.35K Cr
TTM PAT₹532.51 Cr
Last Qtr PAT₹175.90 Cr
Profitability
ROE16.78%
ROCE13.31%
TTM NPM15.87%
Curr OPM18.93%
Last OPM16.04%
Curr NPM—
Last NPM—
Curr EPS₹15.98
Last EPS₹11.15
Balance sheet
Equity₹110.11 Cr
Reserve₹3.06K Cr
Total Debt₹11,527.19 Cr
D/E3.63x
Interest %190.48%
Curr Interest₹335.05 Cr
Price / range
Close₹256.69
vs 52W High—
vs 52W Low—
MA50—
MA200—
Returns
1D+5.89%
1W+12.54%
1M+12.85%
3M+9.21%
6M+36.14%
1Y+70.05%
2Y+60.03%
3Y-2.31%
5Y+241.12%
Diwali+78.26%
Sector peers — Microfinance Institutions
CompanyCloseMkt CapTTM P/EROE
CREDITACC1073.00₹17.18K Cr10.8417.79%
SATIN256.69₹2.84K Cr5.3016.78%
MUTHOOTMF153.07₹2.61K Cr10.468.60%
FUSION153.54₹2.49K Cr8.8610.60%
SPANDANA182.49₹1.62K Cr-24.43-2.54%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Standalone

14 lines · 6 periods
MetricSep-26Jun-26Mar-26Dec-25Sep-25FY25-26
Revenue811.52+13.4%670.91811.57669.87715.902,822.44
Other Income0.590.550.560.560.502.19
Total Income812.11+13.4%671.45812.13670.43716.412,824.62
Interest278.85206.46343.48256.34312.521,179.07
Expenditure-583.81+10.1%-513.50-631.23-579.17-649.52-2,430.95
PBDT000000
Depreciation-6.87-6.43-7.47-7.02-5.97-25.83
PBT228.30+241.3%157.96180.9091.2666.89393.68
Tax-56.69-37.67-43.95-20.61-15.01-91.60
Equity110.11110.11110.04110.04110.04110.04
OPM28.1123.5322.2713.619.3413.94
Net Profit171.61+230.8%120.29136.9570.6551.88302.08
NPM21.1317.9116.8610.547.2410.69
EPS15.59+230.3%10.9412.456.424.7227.46

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 5 years
MetricFY 25-26FY 24-25FY 17-18FY 16-17FY 15-16
Revenue2,822.44+18.9%2,373.48976.64+29.0%757.22+37.1%552.27
Other Income2.193.28019.456.25
Total Income2,824.62+18.8%2,376.76976.64+25.7%776.67+39.1%558.52
Expenditure-2,430.95-13.4%-2,143.78-958.98-30.7%-733.84-311.7%-178.25
Interest-1,179.07-949.76-483.270-289.86
PBDT0017.6637.2090.41
Depreciation-25.83-23.60-14.060-2.88
PBT393.68+69.0%232.983.60-90.3%37.20-57.5%87.53
Tax-91.60-16.420.43-12.70-29.59
Equity110.04110.0447.2737.1431.50
OPM (%)13.949.801.814.9168.86
Net Profit302.08+39.5%216.564.03-83.6%24.50-57.7%57.94
NPM (%)10.699.110.413.2410.49
EPS (Rs)27.46+39.5%19.690.260-100.0%20.28
CEPS27.4619.693.836.6019.31

Consolidated

14 lines · 6 periods
MetricSep-26Jun-26Mar-26Dec-25Sep-25FY25-26
Revenue925.84+17.5%762.14919.50747.47787.893,143.03
Other Income3.392.613.055.204.9117.84
Total Income929.23+17.2%764.75922.55752.68792.803,160.87
Interest335.05250.92380.84289.19344.281,311.40
Expenditure-694.59+4.1%-603.55-710.39-659.56-724.10-2,728.82
PBDT000000
Depreciation-8.96-7.94-9.08-8.15-6.86-30.29
PBT234.64+241.5%161.20212.1693.1268.70432.05
Tax-58.74-38.55-50.11-21.21-15.54-99.84
Equity110.11110.11110.04110.04110.04110.04
OPM25.2521.0823.0012.378.6713.67
Net Profit175.90+230.9%122.65162.0571.9153.16332.21
NPM18.9316.0417.579.556.7110.51
EPS15.98+230.8%11.1514.736.544.8330.20

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 2 years
MetricFY 25-26FY 24-25
Revenue3,143.03+21.1%2,594.69
Other Income17.847.22
Total Income3,160.87+21.5%2,601.91
Expenditure-2,728.82-15.3%-2,366.14
Interest-1,311.40-1,048.61
PBDT00
Depreciation-30.29-27.27
PBT432.05+83.3%235.77
Tax-99.84-49.64
Equity110.04110.04
OPM (%)13.679.06
Net Profit332.21+78.5%186.13
NPM (%)10.517.15
EPS (Rs)30.20+78.5%16.92
CEPS30.2016.92

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

0

No dividend history.

Bonus

0

No bonus history.

Split

0

No split history.

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