Governance Classic Home
REC LtdFinancial InstitutionINE020B01018Consolidated₹287.00+2.50 (+0.88%)
Valuation
Market Cap₹75.57K Cr
TTM PE5.02x
Forward PE5.15x
PEG-0.86
Book Value₹361.61
P/B0.79x
TTM EPS₹57.21
Fwd EPS₹55.76
TTM Revenue₹59.02K Cr
TTM PAT₹15.10K Cr
Last Qtr PAT₹3,477.73 Cr
Profitability
ROE15.86%
ROCE8.94%
TTM NPM25.58%
Curr OPM23.17%
Last OPM28.98%
Curr NPM—
Last NPM—
Curr EPS₹13.21
Last EPS₹15.92
Balance sheet
Equity₹2,633.22 Cr
Reserve₹92.59K Cr
Total Debt₹527,103.15 Cr
D/E5.54x
Interest %273.80%
Curr Interest₹9,522.05 Cr
Price / range
Close₹287.00
vs 52W High—
vs 52W Low—
MA50—
MA200—
Returns
1D+0.88%
1W-1.03%
1M-0.26%
3M-22.01%
6M-18.81%
1Y-22.59%
2Y-44.61%
3Y-5.55%
5Y+149.61%
Diwali-21.93%
Sector peers — Financial Institution
CompanyCloseMkt CapTTM P/EROE
PFC322.50₹1.06L Cr4.0425.21%
IRFC77.84₹1.02L Cr13.8012.17%
RECLTD287.00₹75.57K Cr5.0215.86%
HUDCO153.06₹30.64K Cr6.8820.28%
IREDA106.00₹29.78K Cr15.0813.73%
IFCI59.42₹16.01K Cr92.844.84%
TFCILTD160.89₹7.45K Cr45.5813.08%
GUJSTATFIN8.37₹74.59 Cr-0.64—

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Standalone

14 lines · 6 periods
MetricSep-26Jun-26Mar-26Dec-25Sep-25FY25-26
Revenue14,657.40-2.8%14,296.1014,38614,910.9015,084.1059,140
Other Income9.0835.3020.2941.6210.4847.26
Total Income14,736.77-2.4%14,331.4014,406.3014,952.5015,094.6159,187.22
Interest9,522.988,748.428,931.659,242.939,131.6136,241.29
Expenditure-10,462.82-9.7%-9,122.08-10,009.21-9,836.10-9,541.81-38,474.03
PBDT000000
Depreciation-6.62-6.65-6.75-6.67-6.58-26.62
PBT4,273.95-23.0%5,209.324,397.095,116.405,552.8020,713.19
Tax-882.77-1,059.86-1,034.79-1,073.32-1,126.94-4,430.93
Equity2,633.222,633.222,633.222,633.222,633.222,633.22
OPM29.0036.3530.5234.2236.7935.00
Net Profit3,391.18-23.4%4,149.463,362.304,043.084,425.8616,282.30
NPM23.0128.9523.3427.0429.3227.51
EPS12.88-23.4%15.7612.6415.3516.8161.71

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 6 years
MetricFY 25-26FY 24-25FY 22-23FY 21-22FY 20-21FY 19-20
Revenue59,139.96+5.8%55,911.1238,836.24+1.7%38,186.46+10.1%34,683.78+16.4%29,791.06
Other Income47.2668.50371.82946.03704.1163.92
Total Income59,187.22+5.7%55,979.6239,208.06+0.2%39,132.49+10.6%35,387.89+18.5%29,854.98
Expenditure-38,474.03-6.5%-36,119.8425,469.29-4.6%26,707.59+8.4%24,631.76+207.7%-22,871.69
Interest-36,241.29-34,134.9823,737.6622,052.9121,489.0818,997.05
PBDT0013,762.8612,442.8610,765.660
Depreciation-26.62-24.3924.0917.969.53-10
PBT20,713.19+4.3%19,859.7813,738.77+10.6%12,424.90+15.5%10,756.13+54.0%6,983.29
Tax-4,430.93-4,146.572,684.132,378.982,394.352,097.13
Equity2,633.222,633.220000
OPM (%)35.0035.4835.0431.7530.3923.39
Net Profit16,282.26+3.6%15,713.2111,054.64+10.0%10,045.92+20.1%8,361.78+71.1%4,886.16
NPM (%)27.5128.0728.1925.6723.6316.37
EPS (Rs)61.71+3.6%59.5541.86-17.7%50.87+20.1%42.34+71.1%24.74
CEPS61.7159.5541.8650.8742.3424.74

Consolidated

14 lines · 6 periods
MetricSep-26Jun-26Mar-26Dec-25Sep-25FY25-26
Revenue15,000.40-1.0%14,434.9014,563.8015,017.7015,152.7059,584.20
Other Income10.0334.5719.5740.909.7144.19
Total Income15,010.43-1.0%14,469.4914,583.3915,058.6015,162.3859,628.35
Interest9,522.058,747.508,930.749,242.539,130.6836,238.12
Expenditure-10,619.29-10.5%-9,201.19-10,168.85-9,903.89-9,613.44-38,843.74
PBDT000000
Depreciation-6.74-6.79-6.89-6.80-6.66-27.05
PBT4,391.14-20.9%5,268.304,414.545,136.435,548.9420,766.33
Tax-913.41-1,075.54-1,039.46-1,083.99-1,134.01-4,458.16
Equity2,633.222,633.222,633.222,633.222,633.222,633.22
OPM29.2536.4130.2734.1136.6034.83
Net Profit3,477.73-21.2%4,192.763,375.084,052.444,414.9316,308.20
NPM23.1728.9823.1426.9129.1227.35
EPS13.21-21.2%15.9212.6915.3916.7761.81

Yearly results

Last 6 financial years · YoY % vs previous FY

Yearly

15 lines · 6 years
MetricFY 25-26FY 24-25FY 22-23FY 21-22FY 20-21FY 19-20
Revenue59,584.16+5.7%56,366.5538,846.34+1.7%38,194.49+10.1%34,693.35+15.9%29,929.78
Other Income44.1967.48631.921,074.56859.3377.27
Total Income59,628.35+5.7%56,434.0339,478.26+0.5%39,269.05+10.5%35,552.68+18.5%30,007.05
Expenditure-38,843.74-7.0%-36,316.5625,580.59-4.6%26,826.71+8.3%24,771.12+207.8%-22,986.21
Interest-36,238.12-34,131.2923,733.3322,050.9621,489.0518,991.30
PBDT0013,921.9312,460.5810,792.420
Depreciation-27.05-24.7024.2618.2410.86-11.77
PBT20,766.33+3.2%20,117.4713,897.67+11.7%12,442.34+15.4%10,781.56+53.6%7,020.84
Tax-4,458.16-4,233.242,730.692,394.832,401.352,057.71
Equity2,633.222,633.220000
OPM (%)34.8335.6535.2031.6830.3323.40
Net Profit16,308.17+2.7%15,884.2311,166.98+11.1%10,047.51+19.9%8,380.21+68.8%4,963.13
NPM (%)27.3528.1528.2925.5923.5716.54
EPS (Rs)61.81+2.7%60.2042.28-16.8%50.82+19.8%42.42+68.5%25.18
CEPS61.8160.2042.2850.8242.4225.18

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

49
YearTypeAmountEx-Date
2027Interim Dividend3.530 Oct 2026
2026Final Dividend1.5514 Aug 2026
2027Interim Dividend4.2531 Jul 2026
2026Interim Dividend3.220 Mar 2026
2026Interim Dividend4.606 Feb 2026
2026Interim Dividend4.627 Oct 2025
2025Final Dividend2.614 Aug 2025
2026Interim Dividend4.601 Aug 2025
2025Interim Dividend3.626 Mar 2025
2025Interim Dividend4.314 Feb 2025
2025Interim Dividend408 Nov 2024
2025Interim Dividend3.509 Aug 2024
2024Final Dividend528 Jun 2024
2024Interim Dividend4.528 Mar 2024
2024Interim Dividend3.513 Nov 2023
2024Interim Dividend314 Aug 2023
2023Final Dividend4.3514 Jul 2023
2023Interim Dividend3.2509 Feb 2023
2023Interim Dividend507 Nov 2022
2022Final Dividend4.812 Jul 2022
2022Interim Dividend615 Feb 2022
2022Interim Dividend2.511 Nov 2021
2021Final Dividend1.7116 Sep 2021
2022Interim Dividend213 Aug 2021
2021Interim Dividend518 Mar 2021
2021Interim Dividend613 Nov 2020
2020Interim Dividend1111 Feb 2020
2019Interim Dividend1111 Mar 2019
2018Final Dividend1.7517 Sep 2018
2018Interim Dividend7.415 Feb 2018
2017Final Dividend2.6514 Sep 2017
2017Interim Dividend727 Feb 2017
2016Final Dividend5.122 Aug 2016
2016Interim Dividend1217 Feb 2016
2015Final Dividend2.709 Sep 2015
2015Interim Dividend818 Feb 2015
2014Final Dividend1.7502 Sep 2014
2014Interim Dividend7.7520 Feb 2014
2013Final Dividend1.528 Aug 2013
2013Interim Dividend6.7508 Feb 2013
2012Final Dividend2.504 Sep 2012
2012Interim Dividend530 Jan 2012
2011Final Dividend430 Aug 2011
2011Interim Dividend3.511 Feb 2011
2010Final Dividend3.524 Aug 2010
2010Interim Dividend304 Jan 2010
2009Final Dividend2.503 Sep 2009
2009Interim Dividend226 Feb 2009
2008Final Dividend308 Sep 2008

Bonus

2
YearRatioEx-Date
20221:317 Aug 2022
20161:128 Sep 2016

Split

0

No split history.

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