Artha Sootra - Company Dashboard

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U. Y. FinLtdNon Banking Financial Company (NBFC)INE152C01025Standalone₹29.56+1.22 (+4.30%)

Valuation

Market Cap₹562.34 Cr

TTM PE7.41x

Forward PE7.13x

PEG0.33

Book Value₹22.64

P/B1.31x

TTM EPS₹3.99

Fwd EPS₹4.15

TTM Revenue₹251.70 Cr

TTM PAT₹75.97 Cr

Last Qtr PAT₹22.13 Cr

Profitability

ROE17.64%

ROCE24.00%

TTM NPM30.18%

Curr OPM32.82%

Last OPM27.05%

Curr NPM—

Last NPM—

Curr EPS₹1.16

Last EPS₹1.03

Balance sheet

Equity₹95.12 Cr

Reserve₹335.59 Cr

Total Debt₹2.75 Cr

D/E0.01x

Interest %5.69%

Curr Interest₹1.26 Cr

Price / range

Close₹29.56

vs 52W High-7.42%

vs 52W Low+157.04%

MA50—

MA200—

Returns

1D+4.30%

1W+2.71%

1M+23.73%

3M+53.16%

6M+101.91%

1Y+97.59%

2Y+0.61%

3Y+17.07%

5Y+96.94%

Diwali+108.17%

Sector peers — Non Banking Financial Company (NBFC)

Company	Close	Mkt Cap	TTM P/E	ROE
BAJFINANCE	1070.00	₹6.66L Cr	32.77	16.48%
SHRIRAMFIN	964.00	₹2.27L Cr	16.64	11.03%
CHOLAFIN	1760.00	₹1.50L Cr	24.10	17.99%
TATACAP	347.85	₹1.48L Cr	35.82	8.40%
MUTHOOTFIN	2839.00	₹1.14L Cr	10.11	26.13%
SBICARD	585.00	₹55.67K Cr	21.35	15.19%
AIIL	570.20	₹48.42K Cr	20.41	9.33%
PIRAMALFIN	2119.60	₹48.05K Cr	24.52	6.36%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Metric	Sep-26	Jun-26	Mar-26	Dec-25	Sep-25	FY25-26
Revenue	66.59+144.5%	72.54	70.40	42.17	27.24	161.77
Other Income	0.83	0	1.01	0.46	0.42	1.13
Total Income	67.42+143.7%	72.54	71.41	42.63	27.66	162.90
Interest	1.26	0.07	0.08	0.08	0.34	0.62
Expenditure	-39.83-137.9%	-46.84	-46.20	-20.24	-16.74	-96.26
PBDT	0	0	0	0	0	0
Depreciation	-0.31	-0.31	-0.49	-0.49	-0.48	-1.93
PBT	27.59+152.7%	25.70	25.21	22.39	10.92	66.64
Tax	-5.46	-6.08	-7.78	-5.61	-2.82	-18.36
Equity	95.12	95.12	95.12	95.12	95.12	95.12
OPM	40.92	35.43	35.30	52.52	39.48	40.91
Net Profit	22.13+173.5%	19.62	17.44	16.78	8.09	48.28
NPM	32.82	27.05	24.42	39.36	29.25	29.64
EPS	1.16+169.8%	1.03	0.92	0.88	0.43	2.54

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 18-19	FY 17-18	FY 16-17	FY 15-16
Revenue	161.77+45.0%	111.56	20.01-15.1%	23.58-9.1%	25.94+5.8%	24.51
Other Income	1.13	1.43	0.01	0.02	0.04	0.15
Total Income	162.90+44.2%	112.99	20.02-15.2%	23.60-9.2%	25.98+5.4%	24.66
Expenditure	-96.26-0.2%	-96.06	-7.48-7.3%	-6.97+10.3%	-7.77+33.1%	-11.62
Interest	-0.62	-0.91	0	0	0	0
PBDT	0	0	0	16.63	18.12	13.04
Depreciation	-1.93	-1.05	-0.18	-0.15	0	-0.12
PBT	66.64+293.4%	16.94	12.54-23.9%	16.48-9.1%	18.12+40.2%	12.92
Tax	-18.36	-5.21	-4.40	-4.96	-6.74	-5.60
Equity	95.12	95.12	0	0	95.12	95.12
OPM (%)	40.91	14.99	63.00	70.53	69.85	53.20
Net Profit	48.28+311.6%	11.73	8.14-29.3%	11.52+1.2%	11.38+55.5%	7.32
NPM (%)	29.64	10.38	41.00	48.85	43.87	29.87
EPS (Rs)	2.54+309.7%	0.62	0.43-29.5%	0.61	0-100.0%	0.38
CEPS	2.54	0.62	0.43	0	0.60	0.39

Metric	FY25-26
Revenue	161.77
Other Income	1.13
Total Income	162.90
Interest	0.62
Expenditure	-96.26
PBDT	0
Depreciation	-1.93
PBT	66.64
Tax	-18.36
Equity	95.12
OPM	40.91
Net Profit	48.28
NPM	29.64
EPS	2.54

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25
Revenue	161.77+45.0%	111.56
Other Income	1.13	1.43
Total Income	162.90+44.2%	112.99
Expenditure	-96.26-0.2%	-96.06
Interest	-0.62	-0.91
PBDT	0	0
Depreciation	-1.93	-1.05
PBT	66.64+293.4%	16.94
Tax	-18.36	-5.21
Equity	95.12	95.12
OPM (%)	40.91	14.99
Net Profit	48.28+311.6%	11.73
NPM (%)	29.64	10.38
EPS (Rs)	2.54+309.7%	0.62
CEPS	2.54	0.62

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

Year	Type	Amount	Ex-Date
2018	Final Dividend	0.05	18 Sep 2018
2013	Interim Dividend	0.2	12 Jul 2012
2012	Interim Dividend	0.4	26 Mar 2012

Bonus

No bonus history.

Split

Year	Ratio	Ex-Date
2012	Rs.10/- to Rs.5/-	03 May 2012

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split