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Indian Overseas BankPublic Sector BankINE565A01014Consolidated₹32.17+0.07 (+0.22%)Jun-26

Valuation

Market Cap₹61.95K Cr

TTM PE1.68x

Forward PE1.30x

PEG1.14

Book Value₹19.21

P/B1.67x

TTM EPS₹19.19

Fwd EPS₹24.72

TTM Revenue₹33.29K Cr

TTM PAT₹5.76K Cr

Last Qtr PAT₹1,659.24 Cr

Profitability

ROE15.57%

ROCE5.02%

TTM NPM17.30%

Curr OPM15.17%

Last OPM15.39%

Curr NPM—

Last NPM—

Curr EPS₹0.89

Last EPS₹16.94

Balance sheet

Equity₹19,256.59 Cr

Reserve₹17.73K Cr

Total Debt₹94,699.24 Cr

D/E2.56x

Interest %0.00%

Curr Interest₹0.00 Cr

Price / range

Close₹32.17

vs 52W High—

vs 52W Low—

MA50—

MA200—

Returns

1D+0.22%

1W-2.72%

1M-3.31%

3M-8.69%

6M-1.14%

1Y-20.05%

2Y-45.48%

3Y-30.89%

5Y+47.23%

Diwali-11.33%

Sector peers — Public Sector Bank

Company	Close	Mkt Cap	TTM P/E	ROE
SBIN	996.20	₹9.20L Cr	10.68	14.33%
UNIONBANK	176.56	₹1.35L Cr	6.53	14.98%
PNB	117.27	₹1.35L Cr	6.11	13.74%
BANKBARODA	234.94	₹1.21L Cr	6.69	10.67%
INDIANB	839.80	₹1.13L Cr	8.85	15.67%
CANBK	123.78	₹1.12L Cr	5.65	16.12%
MAHABANK	83.54	₹64.26K Cr	8.52	22.42%
BANKINDIA	140.00	₹63.74K Cr	5.41	12.74%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	8,777.57+18.8%	8,488.96	8,172.39	7,848.79	7,385.55	31,895.70
Other Income	2,160.23	1,290.91	1,499.19	1,365.45	1,480.92	5,636.47
Total Income	10,937.80+23.4%	9,779.87	9,671.58	9,214.24	8,866.47	37,532.15
Interest	0	0	0	0	0	0
Expenditure	-3,154.75-68.8%	-2,095.57	0	0	-1,869.22	-8,183.98
PBDT	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0
PBT	1,859.07+22.8%	1,659.09	1,367.45	1,727.58	1,513.90	6,268.03
Tax	-199.83	-153.64	-2.33	-501.16	-402.86	-1,060
Equity	19,256.59	19,256.59	19,256.59	19,256.59	19,256.59	19,256.59
OPM	17.00	16.96	16.73	22.01	17.07	16.70
Net Profit	1,659.24+49.3%	1,505.45	1,365.12	1,226.42	1,111.04	5,208.03
NPM	15.17	15.39	16.70	15.63	12.53	13.88
EPS	0.86+48.3%	0.78	0.71	0.64	0.58	2.70

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 23-24	FY 22-23	FY 21-22	FY 20-21
Revenue	31,895.68+13.4%	28,131.01+17.0%	24,049.73+24.0%	19,400.33+16.0%	16,729.87-1.4%	16,965.53
Other Income	5,636.47	5,545.07	5,656.26	4,108.75	4,903.02	5,559.02
Total Income	37,532.15+11.5%	33,676.08+13.4%	29,705.99+26.4%	23,509.08+8.7%	21,632.89-4.0%	22,524.55
Expenditure	-8,183.98-5.6%	-7,747.27+11.2%	-8,721.91-35.8%	-6,421.46-17.8%	-5,451.25+2.0%	-5,561.72
Interest	0	0	0	0	0	0
PBDT	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0
PBT	6,268.03+38.9%	4,511.72+32.2%	3,412.53+45.3%	2,348.25+32.0%	1,779.06+111.9%	839.71
Tax	-1,060	-1,177.01	-756.92	-249.46	-69.52	-8.24
Equity	19,256.59	19,256.59	18,902.41	18,902.41	18,902.41	16,436.99
OPM (%)	16.70	13.40	11.00	10.00	8.00	4.00
Net Profit	5,208.03+56.2%	3,334.71+25.6%	2,655.61+26.5%	2,098.79+22.8%	1,709.54+105.6%	831.47
NPM (%)	13.88	9.90	9.00	9.00	8.00	4.00
EPS (Rs)	2.70+53.4%	1.76+25.7%	1.40+21.7%	1.15+25.0%	0.92+80.4%	0.51
CEPS	2.70	1.76	1.40	1.15	0.92	0.51

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	8,777.57+18.8%	8,488.96	8,172.39	7,850.89	7,387.49	31,895.70
Other Income	2,160.23	1,290.91	1,499.19	1,365.44	1,480.39	5,636.47
Total Income	10,937.80+23.3%	9,779.87	9,671.58	9,216.33	8,867.88	37,532.15
Interest	0	0	0	0	0	0
Expenditure	-3,154.75-68.7%	-2,095.57	-7,068.48	-6,814.81	-1,869.98	-8,183.98
PBDT	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0
PBT	1,859.07+22.7%	1,659.09	1,367.45	1,729.06	1,514.55	6,268.03
Tax	-199.83	-153.64	-2.33	-501.16	-402.86	-1,060
Equity	19,256.59	19,256.59	19,256.59	19,256.59	19,256.59	19,256.59
OPM	17.00	16.96	14.14	18.76	17.08	16.70
Net Profit	1,659.24+49.3%	1,505.45	1,365.12	1,227.90	1,111.69	5,208.03
NPM	15.17	15.39	14.11	13.32	12.54	13.88
EPS	0.89+45.9%	16.94	0.71	0.65	0.61	2.81

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 23-24	FY 22-23	FY 21-22
Revenue	31,895.68+13.3%	28,143.64+16.9%	24,065.67+24.0%	19,406.97+16.0%	16,735.84
Other Income	5,636.47	5,606.67	5,665.30	4,116.45	4,905.33
Total Income	37,532.15+11.2%	33,750.31+13.5%	29,730.97+26.4%	23,523.42+8.7%	21,641.17
Expenditure	-8,183.98-5.5%	-7,756.26+11.2%	-8,730.53-35.8%	-6,429.82-17.8%	-5,458.97
Interest	0	0	0	0	0
PBDT	0	0	0	0	0
Depreciation	0	0	0	0	0
PBT	6,268.03+37.1%	4,572.52+33.6%	3,422.74+45.4%	2,353.32+32.3%	1,778.97
Tax	-1,060	-1,177.01	-757.08	-249.34	-69.69
Equity	19,256.59	19,256.59	18,902.41	18,902.41	18,902.41
OPM (%)	16.70	13.55	11.51	10.00	8.22
Net Profit	5,208.03+53.4%	3,395.51+27.4%	2,665.66+26.7%	2,103.98+23.1%	1,709.28
NPM (%)	13.88	10.06	8.97	8.94	7.90
EPS (Rs)	2.81+57.0%	1.79+27.9%	1.40	0-100.0%	0.92
CEPS	2.81	1.79	1.40	0	0.92

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

Year	Type	Amount	Ex-Date
2014	Final Dividend	0.5	19 Jun 2014
2014	Interim Dividend	0.7	10 Feb 2014
2013	Final Dividend	2	20 Jun 2013
2012	Final Dividend	4.5	21 Jun 2012
2011	Final Dividend	5	04 Jul 2011
2010	Final Dividend	3.5	26 May 2010
2009	Final Dividend	4.5	21 May 2009
2008	Final Dividend	3.5	05 May 2008

Bonus

No bonus history.

Split

No split history.

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split