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Punjab & Sind BankPublic Sector BankINE608A01012Standalone₹22.10+0.24 (+1.10%)Jun-26

Valuation

Market Cap₹15.68K Cr

TTM PE11.33x

Forward PE10.83x

PEG2.34

Book Value₹19.92

P/B1.11x

TTM EPS₹1.95

Fwd EPS₹2.04

TTM Revenue₹12.28K Cr

TTM PAT₹1.38K Cr

Last Qtr PAT₹331.51 Cr

Profitability

ROE9.80%

ROCE6.00%

TTM NPM11.27%

Curr OPM9.35%

Last OPM12.20%

Curr NPM—

Last NPM—

Curr EPS₹0.47

Last EPS₹0.59

Balance sheet

Equity₹7,095.59 Cr

Reserve₹7.04K Cr

Total Debt₹16,352.32 Cr

D/E1.16x

Interest %0.00%

Curr Interest₹0.00 Cr

Price / range

Close₹22.10

vs 52W High-31.94%

vs 52W Low+8.02%

MA50—

MA200—

Returns

1D+1.10%

1W-2.77%

1M-4.82%

3M-12.13%

6M-6.16%

1Y-26.26%

2Y-60.47%

3Y-55.67%

5Y+23.81%

Diwali-20.99%

Sector peers — Public Sector Bank

Company	Close	Mkt Cap	TTM P/E	ROE
SBIN	996.20	₹9.20L Cr	11.20	13.33%
UNIONBANK	176.56	₹1.35L Cr	6.77	14.91%
PNB	117.27	₹1.35L Cr	6.58	13.66%
BANKBARODA	234.94	₹1.21L Cr	7.25	10.10%
INDIANB	839.80	₹1.13L Cr	9.08	15.56%
CANBK	123.78	₹1.12L Cr	5.82	16.39%
MAHABANK	83.54	₹64.26K Cr	8.63	22.41%
BANKINDIA	140.00	₹63.74K Cr	5.62	12.61%

Financial Results

Quarterly and yearly P&L · YoY % on Revenue, Total Income, Expenditure, PBT, Net Profit and EPS

Metric	Jun-26	Mar-26	Dec-25	Sep-25	Jun-25	FY25-26
Revenue	3,213.37+10.4%	3,029.99	3,041.98	2,998.87	2,910.66	11,981.50
Other Income	332.35	427.37	507.29	374.41	468.73	1,777.80
Total Income	3,545.72+4.9%	3,457.36	3,549.27	3,373.28	3,379.39	13,759.30
Interest	0	0	0	0	0	0
Expenditure	-825.57+0.4%	-859.87	0	0	-829.04	-3,407.47
PBDT	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0
PBT	451.49+39.8%	615.45	456.47	357.39	323.02	1,752.33
Tax	-119.98	-193.62	-120.05	-62.87	-53.86	-430.40
Equity	7,095.59	7,095.59	7,095.59	7,095.59	7,095.59	7,095.59
OPM	12.73	17.80	15.01	11.92	9.56	12.74
Net Profit	331.51+23.2%	421.83	336.42	294.52	269.16	1,321.93
NPM	9.35	12.20	11.06	9.82	7.96	9.61
EPS	0.47+23.7%	0.59	0.47	0.42	0.38	1.86

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25	FY 23-24	FY 22-23	FY 21-22	FY 20-21
Revenue	11,981.50+4.4%	11,481.30+5.8%	10,850.77+35.8%	7,992.73+12.6%	7,095.81+1.7%	6,973.91
Other Income	1,777.80	1,567.65	64.68	939.96	959.38	902.81
Total Income	13,759.30+5.4%	13,048.95+19.5%	10,915.45+22.2%	8,932.69+10.9%	8,055.19+2.3%	7,876.72
Expenditure	-3,407.47-4.0%	-3,276.39-11.8%	-2,931.57-19.0%	-2,463.40-8.0%	-2,280.60+4.7%	-2,393.50
Interest	0	0	0	0	0	0
PBDT	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0
PBT	1,752.33+31.0%	1,337.55+42.8%	936.98-42.2%	1,619.84+36.5%	1,186.69+134.9%	-3,404.23
Tax	-430.40	-321.72	-341.56	-306.81	-147.64	671.33
Equity	7,095.59	6,777.79	6,777.79	6,777.79	6,777.79	4,052.67
OPM (%)	12.74	10.25	9.00	18.00	15.00	-43.00
Net Profit	1,321.93+30.1%	1,015.83+70.6%	595.42-54.7%	1,313.03+26.4%	1,039.05+138.0%	-2,732.90
NPM (%)	9.61	7.78	5.00	15.00	13.00	-35.00
EPS (Rs)	1.86+24.0%	1.50+70.5%	0.88-54.6%	1.94-24.2%	2.56+107.2%	-35.71
CEPS	1.86	1.50	0.88	1.94	2.56	-35.71

Metric	FY25-26
Revenue	11,981.50
Other Income	1,777.80
Total Income	13,759.30
Interest	0
Expenditure	-3,407.47
PBDT	0
Depreciation	0
PBT	1,752.33
Tax	-430.40
Equity	7,095.59
OPM	12.74
Net Profit	1,321.93
NPM	9.61
EPS	1.86

Yearly results

Last 6 financial years · YoY % vs previous FY

Metric	FY 25-26	FY 24-25
Revenue	11,981.50+4.4%	11,481.30
Other Income	1,777.80	1,567.65
Total Income	13,759.30+5.4%	13,048.95
Expenditure	-3,407.47-4.0%	-3,276.39
Interest	0	0
PBDT	0	0
Depreciation	0	0
PBT	1,752.33+31.0%	1,337.55
Tax	-430.40	-321.72
Equity	7,095.59	6,777.79
OPM (%)	12.74	10.25
Net Profit	1,321.93+30.1%	1,015.83
NPM (%)	9.61	7.78
EPS (Rs)	1.86+24.0%	1.50
CEPS	1.86	1.50

Corporate Actions

Dividends, bonus issues, and stock splits

Dividend

Year	Type	Amount	Ex-Date
2026	Final Dividend	0.39	21 Jul 2026
2025	Final Dividend	0.07	29 Jul 2025
2024	Final Dividend	0.2	16 Jul 2024
2023	Final Dividend	0.48	04 Jul 2023
2022	Final Dividend	0.31	04 Jul 2022
2016	Final Dividend	1.65	20 Jun 2016
2015	Final Dividend	0.6	19 Jun 2015
2014	Final Dividend	0.6	12 Jun 2014
2014	Interim Dividend	1.6	27 Jan 2014
2013	Final Dividend	2.68	06 Jun 2013
2012	Final Dividend	2	14 Jun 2012
2011	Final Dividend	2	31 May 2011

Bonus

No bonus history.

Split

No split history.

Financial Results

Standalone

Yearly results

Yearly

Consolidated

Yearly results

Yearly

Corporate Actions

Dividend

Bonus

Split